157 E Acton Ave, Wood River, IL 62095 Property Records

Madison County property record for 157 E Acton Ave, Wood River, IL 62095

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 924 sqft · built 1915
Lot Size0.068 acres (3,000 sqft)
OwnerIndividual Name on File
Last Sale$83,000 (Apr 2021)
Tax Bill$1,895 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2021 Sale & Mortgage
APN19-2-08-27-05-102-039

Property Details

APN / Parcel Number

Primary APN19-2-08-27-05-102-039

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area924 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1929
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area3,000 sqft (0.068 acres)
Lot Dimensions120 ft deep x 25 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address157 E ACTON AVE
CityWOOD RIVER
StateIL
Zip62095-2011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPENNINGS ADD LOT 41 25X120
Legal SubdivisionPENNINGS ADDN
Legal Lot Number41
JurisdictionMADISON IL
Township / Civil DivisionWOOD RIVER
Census Block Group3
Census Block3029
Census Tract401101

Owner

157 E Acton Ave is owned and occupied by an individual who bought it in April 2021.

Source: Madison County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address157 E ACTON AVE, WOOD RIVER, IL 62095-2011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
ILLINOIS HOUSING DEV AUTHORITY
Apr 1, 2021Warranty Deed, Transfer · FHA Mortgage
ARK LA TEX FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2021 · Amount on File
Deed SaleApr 1, 2021 · Amount on File
Prior SaleJun 7, 2004 · Amount on File
Deed Document Number202114293
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address157 E ACTON AVE, WOOD RIVER, IL 62095-2011
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017027
DateApr 20, 2021
Instrument2021R17027
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateApr 1, 2021
Property Address157 E ACTON AVE, WOOD RIVER, IL 62095-2011
Document Number0000014293
Map ReferencePB 7 PG 56
Instrument DateMar 26, 2021
Instrument2021R14293
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$124.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 E ACTON AVE, WOOD RIVER, IL 62095-2011

Mortgage

Document Number0000014294
DateApr 1, 2021
Instrument2021R14294
Lender
NameARK LA TEX FINANCIAL SERVICES
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate3.38%

Mortgage

Document Number0000014295
DateApr 1, 2021
Instrument2021R14295
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 157 E Acton Ave was $1,895 with a homeowner's exemption, up 13.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionWood River Township
MunicipalityWood River City
Secondary School DistrictEast Alton-Wood River Community High School District 14 (09 - 12)
Elementary School DistrictWood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,895.00 (+13.13%)$27,570 Land $2,410 Building $25,160$82,710 Land $7,230 Building $75,480
2024$1,675.00
2022$1,417.00$21,890 Land $1,910 Building $19,980$65,736 Land $5,736 Building $60,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 157 E Acton Ave; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 157 E Acton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBETHALTO
serves 15,210 people · EPA ID IL1190150
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Wisper ISP.

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