157 E 8th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 157 E 8th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,371 sqft · built 1890
Lot Size	0.075 acres (3,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Mar 2023)
Tax Bill	$1,946 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`351200 128.57-02-30`

Property Details

APN / Parcel Number

Primary APN	`351200 128.57-02-30`
Alternative APNs	`120012805700020300000000` `3476`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,371 sqft Living Area
1st Floor Area	994 sqft
Upper Floors Area	425 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,300 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3476
Street Address	157 E 8TH ST
City	OSWEGO
State	NY
Zip	13126-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2018
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 E 8TH ST, OSWEGO, NY 13126-2748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jan 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Prior Sale	Apr 8, 2015 · Amount on Record
Deed Document Number	20232074
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0000000245
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 9, 2023
Property Address	157 E 8TH ST, OSWEGO, NY 13126-2748
Document Number	0000002074
Instrument Date	Feb 28, 2023
Instrument	R-2023-002074
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VALLEY ABSTRACT AMY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 E 8TH ST, OSWEGO, NY 13126-2748

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2177 COUNTY ROUTE 7 # 3, 3, OSWEGO, NY 13126-5729

Mortgage

Document Number	0000002075
Date	Mar 9, 2023
Instrument	R-2023-002075

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 10, 2017
Property Address	157 E 8TH ST, OSWEGO, NY 13126-2748
Document Number	0000000245
Instrument Date	Dec 28, 2016
Instrument	245
Transaction Type	Transfer
Record Updated	Mar 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	157 E 8TH ST OSWEGO NY 131262748, OSWEGO, NY 13126-2748

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,946.00 (-1.12%)
2025	$1,968.00	$105,000 (+69.35%) Land $17,000 Building $88,000	$105,000 (+40.56%) Land $17,000 Building $88,000
2023		$62,000 Land $9,900 Building $52,100	$74,699 Land $11,928 Building $62,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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