157 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 157 E 4th St, Oswego, NY 13126

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 3,374 sqft · built 1860
Lot Size	0.091 acres (4,000 sqft)
Owner	Company Name on File
Last Sale	$16,750 (Aug 1998)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.64-04-51`

Property Details

APN / Parcel Number

Primary APN	`351200 128.64-04-51`
Alternative APNs	`120012806400040510000000` `0051 M`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,374 sqft Total Area
1st Floor Area	1,796 sqft
2nd Floor Area	1,578 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0051 M
Street Address	157 E 4TH ST
City	OSWEGO
State	NY
Zip	13126-2713
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TN2
Legal Description	B 160, L 6 018-012-000
Legal Subdivision	SIXTH WARD
Legal Block	4
Legal Lot Number	51.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2018
Census Tract	21604

Owner

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	17 EMPRESS PINES DR, NESCONSET, NY 11767-3126
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 1998 · Amount on Record
Deed Sale	Aug 10, 1998 · Amount on Record
Prior Sale	Jan 17, 1997 · Amount on Record
Deed Book / Page	1422 / 61
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 9, 2021
Property Address	157 E 4TH ST, OSWEGO, NY 13126-2713
Document Number	0000004002
Instrument Date	Apr 5, 2021
Instrument	R-2021-004002
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 LAKESHORE RD, OSWEGO, NY 13126-6094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 2021, OSWEGO, NY 13126-0621

Mortgage

Document Number	0000004003
Date	Apr 9, 2021
Instrument	R-2021-004003

Lender

Name	JAVCO PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,625.00	$140,000 (+71.15%) Land $17,700 Building $122,300	$140,000 (+42.05%) Land $17,700 Building $122,300
2023		$81,800 Land $16,000 Building $65,800	$98,554 Land $19,277 Building $79,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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