157 E 49th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 157 E 49th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1954
Lot Size	0.219 acres (9,520 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Oct 2021)
Tax Bill	$6,512 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0154-115-19-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-115-19-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	1,324 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,520 sqft (0.219 acres)
Lot Dimensions	136 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	146 sqft
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	157 E 49TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3718 LOT 35
Legal Subdivision	TRACT NO 3718
Legal Tract	3718
Legal Block	1
Legal Lot Number	35
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1006
Census Tract	4505

Owner

157 E 49th St is owned and occupied by an individual who bought it in October 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	157 E 49TH ST, SAN BERNARDINO, CA 92404-1101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Grant Deed, Transfer · FHA Mortgage PMAC LENDING SERVICES INC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 16, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Jun 2, 2016 · Amount on File
Deed Document Number	2021484754
Prior Transfer Date	Feb 4, 2015
Prior Transfer Doc	0000059198
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 26, 2021
Property Address	157 E 49TH ST, SAN BERNARDINO, CA 92404-1101
Document Number	0000484754
Map Reference	MB 50 PG 13
Instrument Date	Oct 1, 2021
Instrument	2021-0484754
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 E 49TH ST, SAN BERNARDINO, CA 92404-1101

Mortgage

Document Number	0000484755
Date	Oct 26, 2021
Instrument	2021-0484755

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	157 E 49TH ST, SAN BERNARDINO, CA 92404-1101
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 E 49TH ST, SAN BERNARDINO, CA 92404-1101

Mortgage

Document Number	0000121722
Date	Mar 17, 2021
Instrument	2021-0121722

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	157 E 49TH ST, SAN BERNARDINO, CA 92404-1101
Document Number	0000377469
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	157 E 49TH ST SAN BERNARDINO CA 924041101, SAN BERNARDINO, CA 92404-1101

Mortgage

Document Number	0000377469
Date	Oct 21, 2019
Instrument	377469

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 157 E 49th St was $6,512.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,566 (+2%) Land $155,870 Building $363,696
2025	$6,512.00	$509,379 Land $152,814 Building $356,565
2023	$6,219.00 (-0.22%)	$489,600 Land $146,880 Building $342,720
2022	$6,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 157 E 49th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 E 49th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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