157 Dusty Rose Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 157 Dusty Rose Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,495 sqft · built 1997
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Aug 2021)
Tax Bill	$4,957 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A972001713`

Property Details

APN / Parcel Number

Primary APN	`A972001713`
Alternative APN	`2-0129-7633-00-0037.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,495 sqft Living Area
Gross Area	4,253 sqft
1st Floor Area	1,295 sqft
Basement Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972001713
Street Address	157 DUSTY ROSE DR
City	O FALLON
State	MO
Zip	63368-6879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE BATES VLG LOT 37
Legal Subdivision	VLGS AT DARDENNE BATES VLG
Legal Lot Number	37
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2005
Census Tract	311732

Owner

157 Dusty Rose Dr is owned and occupied by two individuals who bought it in August 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 DUSTY ROSE DR, O FALLON, MO 63368-6879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Aug 12, 2020	Deed of Trust, Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Jul 20, 2000 · Amount on File
Deed Document Number	202169045
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 17, 2021
Property Address	157 DUSTY ROSE DR, O FALLON, MO 63368-6879
Document Number	2021R069045
Map Reference	MB 33 PG 352
Instrument Date	Aug 12, 2021
Instrument	2021R-069045
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 HAYCASTLE CT, 29, LAKE SAINT LOUIS, MO 63367-5032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 DUSTY ROSE DR, O FALLON, MO 63368-6879

Mortgage

Document Number	2021R069046
Date	Aug 17, 2021
Instrument	2021R-069046

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	157 DUSTY ROSE DR, O FALLON, MO 63368-6879
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073691033
Date	Aug 12, 2020
Book Page	7369/1033
Instrument	20200812000576230

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 157 Dusty Rose Dr was $4,957.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,316 (-)	$406,925 (-) Land $75,000 Building $331,925
2025	$4,957.00	$77,316	$406,925 Land $75,000 Building $331,925
2023		$73,624
2022			$387,495 Land $50,000 Building $337,495

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 157 Dusty Rose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Dusty Rose Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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