Augusta County property record for 157 Dodge St, Stuarts Draft, VA 24477
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1990 |
| Lot Size | 0.874 acres (38,071 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,900 (Jun 2025) |
| Tax Bill | $893 (2026) |
| Deeds & Mortgages | Sep 2005 Mortgage Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084B2 1 6 38A |
| Primary APN | 084B2 1 6 38A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,071 sqft (0.874 acres) |
| Terrain | Rolling |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 157 DODGE ST |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | 84B2-(1)-6-38A RIVERMONT LOT 38A REV LOTS 35 THRU 38 BK 6 |
| Legal Subdivision | STUARTS DRAFT |
| Legal Block | 6 |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 71102 |
Source: Augusta County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 DODGE ST, STUARTS DRAFT, VA 24477-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 22, 2005 | Deed of Trust, Mortgage · ARM CHASE BANK USA NA |
| Jun 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Sep 12, 2008 | Deed, Transfer · Line of Credit DUPONT COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Deed Document Number | 20254420 |
| Prior Transfer Date | Jul 27, 2015 |
| Prior Transfer Doc | 0000005587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 157 DODGE ST, STUARTS DRAFT, VA 24477-2834 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0050013210 |
|---|---|
| Date | Sep 22, 2005 |
| Instrument | 050013210 |
| Name | CHASE BANK USA NA |
|---|---|
| Type | Bank |
| Address | NEWARK, DE 19711 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Sep 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.62% |
| Max Rate At Change | 9.62% |
| Index | 6-Month LIBOR |
| Margin | 4 |
| Max Rate | 13.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 157 DODGE ST, STUARTS DRAFT, VA 24477-2834 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0250004421 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 250004421 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Sep 12, 2008 |
| Property Address | 157 DODGE ST, STUARTS DRAFT, VA 24477-2834 |
| Document Number | 0080009063 |
| Map Reference | DOC NO 020005749 |
| Instrument Date | Aug 21, 2008 |
| Instrument | 080009063 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 STUART AVE, STUARTS DRAFT, VA 24477-2766 |
| Document Number | 0080009065 |
|---|---|
| Date | Sep 12, 2008 |
| Instrument | 080009065 |
| Name | DUPONT COMMUNITY CU |
|---|---|
| Address | WAYNESBORO, VA 22980 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Augusta County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $893.00 (-0.11%) | $171,900 (-) Land $40,000 Building $131,900 | |
| 2025 | $894.00 (+23.65%) | $171,900 (+49.74%) Land $40,000 Building $131,900 | |
| 2024 | $171,900 (+49.74%) Land $40,000 Building $131,900 | ||
| 2023 | $723.00 | $114,800 Land $38,000 Building $76,800 | $114,800 Land $38,000 Building $76,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHENANDOAH ACRES private · serves 227 people · EPA ID VA2015550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | SOUTH RIVER SANITARY DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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