Indian River County property record for 157 Dock Ave, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,114 sqft · built 1989 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $439,900 (Sep 2023) |
| Tax Bill | $6,331 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-07-00001-4940-00003.0 |
| Primary APN | 31-39-07-00001-4940-00003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,114 sqft Living Area |
| 1st Floor Area | 2,114 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 500 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 276 sqft |
| Patio Area | 240 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 31762 |
|---|---|
| Street Address | 157 DOCK AVE |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-4545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 15 BLK 494 LOT 3 PBI 8-44B |
| Legal Range | 39 |
| Legal Township | 31 |
| Legal Section | 07 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 15 |
| Legal Block | 494 |
| Legal Lot Number | 3 |
| Legal Unit | 15 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 50806 |
157 Dock Ave is owned and occupied by an individual who bought it in September 2023.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 157 DOCK AVE, SEBASTIAN, FL 32958-4545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Prior Sale | Oct 11, 2003 · Amount on File |
| Deed Document Number | 3120230046333 |
| Deed Book / Page | 3649 / 1117 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 157 DOCK AVE, SEBASTIAN, FL 32958-4545 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 157 DOCK AVE, SEBASTIAN, FL 32958-4545 |
| Document Number | 0038041203 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 3804/1203 |
| Instrument | 3120250045736 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 12, 2023 |
| Property Address | 157 DOCK AVE, SEBASTIAN, FL 32958-4545 |
| Document Number | 0036491117 |
| Book / Page | 3649 / 1117 |
| Map Reference | MB 8 PG 44,44A-44D |
| Instrument Date | Sep 1, 2023 |
| Instrument | 3120230046333 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,079.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 157 DOCK AVE, SEBASTIAN, FL 32958-4545 |
| Name | Verified Name |
|---|---|
| Address | 157 DOCK AVE, SEBASTIAN, FL 32958-4545 |
| Document Number | 3120230046334 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 3120230046334 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 157 Dock Ave was $6,331.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,331.00 | $396,429 Land $59,500 Building $336,929 | $396,429 Land $59,500 Building $336,929 |
| 2023 | $1,553.00 (+4.86%) | $120,616 (+3%) | $334,690 (+18.98%) Land $55,420 Building $279,270 |
| 2022 | $1,481.00 | $117,103 | $281,299 Land $34,000 Building $247,299 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 157 Dock Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 139 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 478 units insured incl. 339 condo units |
| Nearby Flood Claims | 12 (1984–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Dock Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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