157 Deerfield, West Jefferson, NC 28694 Property Records

Ashe County property record for 157 Deerfield, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	1,764 sqft · built 2003
Lot Size	1.17 acres (51,227 sqft)
Owner	Company Name on File
Last Sale	$535,000 (Aug 2025)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12310-027-042`

Property Details

APN / Parcel Number

Primary APN	`12310-027-042`
Alternative APN	`108429`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,764 sqft Heated Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Rustic
Lot Area	51,227 sqft (1.17 acres)

Location & Zoning

Account Number	108429
Street Address	157 DEERFIELD
City	WEST JEFFERSON
State	NC
Zip	28694-7485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 (1.176 A)
Legal Subdivision	HERITAGE ESTATES
Legal Lot Number	42
Jurisdiction	ASHE NC
Township / Civil Division	OBIDS
Census Block Group	2
Census Block	2039
Census Tract	970501

Owner

Source: Ashe County records · APN 12310-027-042

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6401 LAKEWAY DR, RALEIGH, NC 27612-6530
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage NATIONSTAR MORTGAGE
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Deed Document Number	20253689
Deed Book / Page	576 / 547
Prior Transfer Date	Jun 14, 2013
Prior Transfer Doc	00442/0109
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	157 DEERFIELD, WEST JEFFERSON, NC 28694-7485
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000489/0000001671
Date	Mar 26, 2018
Book Page	0000000489/0000001671
Instrument	000000001353

Lender

Name	NATIONSTAR MORTGAGE

Agreement

Amount	Amount Recorded
Term	238 Months
Due	Jan 01, 2038

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 29, 2021
Property Address	157 DEERFIELD, WEST JEFFERSON, NC 28694-7485
Document Number	000530/912
Book / Page	530 / 912
Map Reference	MB 5 PG 566
Instrument Date	Jul 27, 2021
Instrument	4416
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10316 SYCAMORE RD, NORWOOD, NC 28128-9424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 DEERFIELD, WEST JEFFERSON, NC 28694-7485

Mortgage

Document Number	0000004417
Date	Jul 29, 2021
Instrument	4417

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00 (+8.28%)	$431,900 (-) Land $40,000 Building $391,900	$431,900 (-) Land $40,000 Building $391,900
2023	$2,090.00 (+38.32%)	$431,900 (+71.32%) Land $40,000 Building $391,900	$431,900 (+71.32%) Land $40,000 Building $391,900
2022	$1,511.00	$252,100 Land $40,000 Building $212,100	$252,100 Land $40,000 Building $212,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000

Based on FCC filings for 28 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Nearby Properties on Deerfield

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures