Black Hawk County property record for 157 Dearborn Ave, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 440 sqft · built 1939 |
| Lot Size | 0.196 acres (8,520 sqft) |
| Owner | Company Name on File |
| Last Sale | $82,000 (Aug 2024) |
| Tax Bill | $1,600 (2025) |
| Deeds & Mortgages | Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-30-302-013 |
| Primary APN | 8912-30-302-013 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 440 sqft Living Area |
| 1st Floor Area | 440 sqft |
| Basement Area | 440 sqft |
| Unfinished Basement | 440 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,520 sqft (0.196 acres) |
| Lot Dimensions | 142 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | Deck Area |
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 157 DEARBORN AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-5127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINDEN PLACE LOT 13 BLK 16 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | LINDEN PLACE |
| Legal Block | 16 |
| Legal Lot Number | 13 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 800 |
157 Dearborn Ave is owned by a company that bought it in August 2024.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1505 KELLIE AVE SW, INDEPENDENCE, IA 50644-9615 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Prior Sale | Dec 13, 2017 · Amount on File |
| Deed Document Number | 202419535 |
| Prior Transfer Date | Nov 2, 2005 |
| Prior Transfer Doc | 2006011929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 13, 2017 |
| Property Address | 157 DEARBORN AVE, WATERLOO, IA 50703-5127 |
| Document Number | 201800010210 |
| Instrument | 2018-00010210 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IA |
| Name | Verified Name |
|---|
| Document Number | 201800010211 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 2018-00010211 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | REINBECK, IA 50669 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 8, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 157 Dearborn Ave was $1,600, up 7.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,600.00 (+7.38%) | $78,430 Land $9,600 Building $68,830 | $78,430 Land $9,600 Building $68,830 |
| 2024 | $1,490.00 | ||
| 2023 | $68,650 (+15.73%) Land $9,600 Building $59,050 | $68,650 Land $9,600 Building $59,050 | |
| 2022 | $1,302.00 | $59,320 Land $9,600 Building $49,720 | |
| 2021 | $59,320 Land $9,600 Building $49,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Dearborn Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1978–2013) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 157 Dearborn Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, Waterloo Fiber.
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