157 Cunningham Dr, Rocky Mount, NC 27804 Property Records

Nash County property record for 157 Cunningham Dr, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 2010
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Jun 2026)
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`385105-09-4498`

Property Details

APN / Parcel Number

Primary APN	`385105-09-4498`
Alternative APNs	`104424` `25049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,494 sqft Heated Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	189 ft deep x 82 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	25049
Street Address	157 CUNNINGHAM DR
City	ROCKY MOUNT
State	NC
Zip	27804-8887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LT 40 BK B SEDGEFIELD SEC 2 PH 2
Legal Subdivision	SEDGEFIELD
Legal Phase	2
Legal Block	B
Legal Lot Number	40
Jurisdiction	NASH NC
Township / Civil Division	STONY CREEK
Census Block Group	2
Census Block	2011
Census Tract	10601

Owner

Source: Nash County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage PENTAGON FCU
Apr 16, 2010	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN MORTGAGE LLC
Aug 31, 2012	Deed of Trust, Mortgage · FHA Mortgage FIRST CHOICE LOAN SERVICES INC
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Sep 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	3493 / 578
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	157 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8887
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03007/0305
Date	Sep 3, 2019
Book Page	3007/0305

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Aug 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	157 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8887
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02508/0001
Date	Apr 16, 2010
Book Page	2508/0001

Lender

Name	NEW AMERICAN MORTGAGE LLC
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2040

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	157 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8887
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02630/0317
Date	Aug 31, 2012
Book Page	2630/0317

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Address	MORGANVILLE, NJ 07751

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2027

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jun 11, 2026
Property Address	157 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8887
Document Number	3493000578
Book / Page	3493 / 578
Instrument Date	Jun 9, 2026
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$45,854.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8887

Mortgage

Document Number	3493000580,
Date	Jun 11, 2026
Book Page	3493/580

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	157 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8887
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3007/0305
Date	Sep 3, 2019
Book Page	3007/0305

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Aug 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,212.00 (+56.59%)	$192,490 (+66.41%) Land $17,360 Building $175,130	$192,490 (+66.41%) Land $17,360 Building $175,130
2023	$774.00	$115,670	$115,670 Land $17,360 Building $98,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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