157 Crosspatch Ln, Bryson City, NC 28713 Property Records

Swain County property record for 157 Crosspatch Ln, Bryson City, NC 28713

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,144 sqft · built 2005
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Apr 2026)
Tax Bill	$953 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`669500788394`

Property Details

APN / Parcel Number

Primary APN	`669500788394`
Alternative APN	`540575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Heated Area
Gross Area	2,120 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	540575
Street Address	157 CROSSPATCH LN
City	BRYSON CITY
State	NC
Zip	28713
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20-OR-6676-COOPERS CR CROSS PATCH LT 20
Legal Subdivision	CROSS PATCH
Legal Lot Number	20
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2016
Census Tract	940100

Owner

157 Crosspatch Ln, a rural home, is owned by two individuals who bought it in April 2026.

Source: Swain County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 BUTTERCUP CV, ATOKA, TN 38004-5700
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Apr 26, 2021 · Amount on File
Deed Document Number	2026691
Deed Book / Page	552 / 882
Prior Transfer Date	Mar 6, 2007
Prior Transfer Doc	00343/0603
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Apr 24, 2026
Property Address	157 CROSSPATCH LN, BRYSON CITY, NC 28713
Document Number	000552/882
Book / Page	552 / 882
Instrument Date	Apr 13, 2026
Instrument	2026691
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$56,964.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BUTTERCUP CV, ATOKA, TN 38004-5700
Investor	Possibly a Property Investor

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Apr 24, 2026
Property Address	157 CROSSPATCH LN, BRYSON CITY, NC 28713
Document Number	0000000691
Book / Page	552 / 882
Instrument Date	Apr 13, 2026
Instrument	2026.691
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$56,964.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BUTTERCUP CV, ATOKA, TN 38004-5700
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Apr 26, 2021
Property Address	157 CROSSPATCH LN, BRYSON CITY, NC 28713
Document Number	00490/1063
Book / Page	490 / 1063
Map Reference	MB 5 PG 28
Instrument Date	Apr 20, 2021
Instrument	1002
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 TURVEY CT, 104, CHAPEL HILL, NC 27514-5260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CROSSPATCH LN, BRYSON CITY, NC 28713

Mortgage

Document Number	0000001003
Date	Apr 26, 2021
Instrument	1003

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 157 Crosspatch Ln was $953.

Source: Swain County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00	$162,180 Land $25,000 Building $137,180	$162,180 Land $25,000 Building $137,180
2023	$833.00 Additional exemption filed	$162,180 Land $25,000 Building $137,180	$162,180 Land $25,000 Building $137,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Crosspatch Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1990–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Crosspatch Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cherokee Cablevision Cable	300 / 25
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crosspatch Ln

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