Essex County and Rowley Town property record for 157 Cross St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,106 sqft · built 1966 |
| Lot Size | 0.818 acres (35,630 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jun 2010) |
| Tax Bill | $7,190 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0027 B:0023 L:0000 |
| Primary APN | ROWL M:0027 B:0023 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,106 sqft Living Area |
| Gross Area | 3,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,630 sqft (0.818 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 157 CROSS ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 23 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0027 B:0023 L:0000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 157 CROSS ST, ROWLEY, MA 01969-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit INST SVGS NEWBURYPORT |
| Feb 08, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Aug 12, 2017 | Deed of Trust, Mortgage · Line of Credit INST SVGS NEWBURYPORT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 28, 2010 · Amount on Record |
| Deed Sale | Jun 28, 2010 · Amount on Record |
| Prior Sale | Jun 14, 1999 · Amount on Record |
| Deed Book / Page | 29561 / 254 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 157 CROSS ST, ROWLEY, MA 01969-1019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35813-178 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 35813/178 |
| Instrument | 313 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 157 CROSS ST, ROWLEY, MA 01969-1019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39504-225 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 39504/225 |
| Instrument | 20210208003880 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 157 CROSS ST, ROWLEY, MA 01969-1019 |
| Document Number | 36102-399 |
| Book / Page | 036102 / 000399 |
| Instrument Date | Aug 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2017 |
| Name | Verified Name |
|---|
| Document Number | 36102-399 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 036102/000399 |
| Instrument | 1708150353 |
| Name | INST SVGS NEWBURYPORT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,190.00 (+1.27%) | $610,900 (+4.11%) Land $275,800 Building $335,100 |
| 2024 | $7,100.00 (+5.75%) | $586,800 (+13.79%) Land $262,700 Building $324,100 |
| 2023 | $6,714.00 | $515,700 Land $228,400 Building $287,300 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 49 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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