157 Crescent Hill Rd, Arden, NC 28704 Property Records

Buncombe County property record for 157 Crescent Hill Rd, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Feb 2006)
Tax Bill	$861 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`687285-2020-202`

Property Details

APN / Parcel Number

Primary APN	`687285-2020-202`
Alternative APNs	`9653-37-9472-00000` `965310379306000` `008118278`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	864 sqft
Basement Area	992 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	687285-2020-202
Street Address	157 CRESCENT HILL RD
City	ARDEN
State	NC
Zip	28704-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SUBDIV: JAMES G. & NANCY J. OSTERGAARD BLOCK: LOT: 3A SECTION: PLAT: 0086-0112
Legal Subdivision	JAMES G. & NANCY J. OSTERGAARD
Legal Block	3
Legal Lot Number	3A
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3014
Census Tract	2203

Owner

Source: Buncombe County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 CRESCENT HILL RD, ARDEN, NC 28704-9571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2006 · Amount on Record
Deed Sale	Feb 13, 2006 · Amount on Record
Deed Book / Page	4178 / 469
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 16, 2026
Property Address	157 CRESCENT HILL RD, ARDEN, NC 28704-9571
Document Number	6584000752
Book / Page	6584 / 752
Instrument Date	Apr 13, 2026
Record Updated	Apr 28, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CRESCENT HILL RD, ARDEN, NC 28704-9571

Mortgage

Document Number	6584000752,
Date	Apr 16, 2026
Book Page	6584/752

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 16, 2026
Property Address	157 CRESCENT HILL RD, ARDEN, NC 28704-9571
Document Number	0065840752
Book / Page	6584 / 752
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CRESCENT HILL RD, ARDEN, NC 28704-9571

Mortgage

Document Number	6584000752,
Date	Apr 16, 2026
Book Page	6584/752

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00 (+4.62%)	$133,700 (-) Land $61,200 Building $72,500	$133,700 (-) Land $61,200 Building $72,500
2024	$823.00 (+3.39%)
2023	$796.00	$133,700	$133,700 (-) Land $61,200 Building $72,500
2021			$133,700 Land $61,200 Building $72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum, Verizon.

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