157 Council Loop, Columbia, SC 29209 Property Records

Richland County property record for 157 Council Loop, Columbia, SC 29209

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 2019
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16313-05-05`

Property Details

APN / Parcel Number

Primary APN	`16313-05-05`
Alternative APNs	`R16313-05-05` `02160887`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Heated Area
Gross Area	2,224 sqft
1st Floor Area	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	400 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02160887
Street Address	157 COUNCIL LOOP
City	COLUMBIA
State	SC
Zip	29209-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 138 52X110X52X110 #SU VILLAGE@ BURNSIDE FARMS PHASE 4A
Legal Subdivision	BURNSIDE FARMS
Legal Phase	4A
Legal Lot Number	52,138
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2010
Census Tract	11607

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 COUNCIL LOOP, COLUMBIA, SC 29209-5088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 30, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BAY EQUITY
Jul 10, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage NVR MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	157 COUNCIL LOOP, COLUMBIA, SC 29209-5088
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 COUNCIL LOOP, COLUMBIA, SC 29209-5088

Mortgage

Document Number	0027062970
Date	Jan 14, 2022
Book Page	2706/2970
Instrument	2022002412

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Aug 1, 2049

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 30, 2019
Property Address	157 COUNCIL LOOP, COLUMBIA, SC 29209-5088
Document Number	2424/1963
Book / Page	002424 / 001963
Instrument Date	Aug 29, 2019
Instrument	64380
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$784.19
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	352 COUNCIL LOOP COLUMBIA SC 292095099, COLUMBIA, SC 29209-5099

Mortgage

Document Number	2424/1967
Date	Aug 30, 2019
Book Page	002424/001967
Instrument	64381

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 10, 2019
Property Address	157 COUNCIL LOOP, COLUMBIA, SC 29209-5088
Document Number	2409/0769
Book / Page	002409 / 000769
Instrument Date	Jul 10, 2019
Instrument	49093
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	157 COUNCIL LOOP COLUMBIA SC 292095088, COLUMBIA, SC 29209-5088

Mortgage

Document Number	2409/0773
Date	Jul 10, 2019
Book Page	002409/000773
Instrument	49094

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00 (+17.17%)	$191,100 (+2,774.55%)	$231,300 (+39.17%) Land $45,000 Building $186,300
2023	$1,165.00 (-75.94%)	$6,648 (-33.32%)	$166,200 (-)
2021	$4,843.00	$9,970	$166,200 Land $33,500 Building $132,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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