157 Cortez St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 157 Cortez St, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,299 sqft · built 1968
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on Record
Last Sale$1,000,000 (Apr 2021)
Tax Bill$16,816 (2025)
Deeds & MortgagesMay 2021 Transfer
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN036-226-06

Property Details

APN / Parcel Number

Primary APN036-226-06
Alternative APN
  • 036-226-06-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,299 sqft Living Area
Gross Area1,649 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
Garage TypeAttached
Garage Area350 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address157 CORTEZ ST
CityCAPITOLA
StateCA
Zip95010-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTRACT 471 CLIFFWOOD HEIGHTS
Legal Lot Number82
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1004
Census Tract121801

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address157 CORTEZ ST, CAPITOLA, CA 95010-2311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Intrafamily Transfer, Transfer
Apr 20, 2021Grant Deed, Transfer · Commercial Mortgage
HUNT CLAYTON TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Prior SaleMar 29, 2006 · Amount on Record
Deed Document Number202122461
Last Transfer DateMay 11, 2021
Transfer Doc0000028026
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMay 18, 2021
Property Address157 CORTEZ ST, CAPITOLA, CA 95010-2311
Document Number0000028026
Map ReferenceMB 45 PG 12
Instrument DateMay 11, 2021
Instrument2021-0028026
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address157 CORTEZ ST, CAPITOLA, CA 95010-2311
InvestorPossibly a Property Investor

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 20, 2021
Property Address157 CORTEZ ST, CAPITOLA, CA 95010-2311
Document Number0000022461
Map ReferenceMB 45 PG 12
Instrument DateApr 20, 2021
Instrument2021-0022461
Transaction TypeTransfer
Record UpdatedAug 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address21 BENITO AVE, LA SELVA BCH, CA 95076-1705

Mortgage

Document Number0000022462
DateApr 20, 2021
Instrument2021-0022462
Lender
NameHUNT CLAYTON TRUST
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,390,037 (+2%) Land $1,058,813 Building $331,224
2025$16,816.00 (+9.46%) Homeowner's exemption$1,362,782 (+4.04%) Land $1,038,052 Building $324,730
2023$15,362.00 (+0.95%) Homeowner's exemption$1,309,864 Land $997,744 Building $312,120$1,035,360
2022$15,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.

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