157 Copperfield Ln, Georgetown, KY 40324 Property Records

Scott County property record for 157 Copperfield Ln, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 1992
Lot Size0.079 acres (3,452 sqft)
Owner2 Individual Names on File
Last Sale$261,000 (Jun 2025)
Tax Bill$1,812 (2025)
Deeds & MortgagesDec 2006 Mortgage
Jun 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN140-40-061.000

Property Details

APN / Parcel Number

Primary APN140-40-061.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,352 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area3,452 sqft (0.079 acres)
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address157 COPPERFIELD LN
CityGEORGETOWN
StateKY
Zip40324-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANCASTER HEIGHTS
Legal SubdivisionLANCASTER HEIGHTS
Legal Phase3
Legal TractC
Legal BlockB
Legal Lot Number29
Legal Unit2
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2002
Census Tract40203

Owner

157 Copperfield Ln is owned by two individuals who bought it in June 2025.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3476 KING ARTHUR DR, LEXINGTON, KY 40517-1443
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2006Deed of Trust, Mortgage
BENEFICIAL KENTUCKY INC
Jun 9, 2025Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 5, 2017Deed, Transfer · USDA Mortgage
USDA
Aug 7, 2007Other, Transfer · Commercial Mortgage
CENTRAL BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2025 · Amount on File
Deed SaleJun 9, 2025 · Amount on File
Prior SaleSep 5, 2017 · Amount on File
Deed Document Number2025543743
Deed Book / Page457 / 855
Record UpdatedOct 29, 2026

December 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address157 COPPERFIELD LN, GEORGETOWN, KY 40324-2645
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M825/779
DateDec 28, 2006
Book PageM825/779
Instrument151428
Lender
NameBENEFICIAL KENTUCKY INC
TypeNon-Lending Institution
AddressLEXINGTON, KY 40511
Agreement
AmountAmount on Record
Term300 Months
DueDec 18, 2031

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 9, 2025
Property Address157 COPPERFIELD LN, GEORGETOWN, KY 40324-2645
Document Number00D457/855
Book / PageD457 / 855
Map ReferenceCAB 3 SL 1139
Instrument DateJun 6, 2025
Instrument543743
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$261.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 MARKHAM DR, GEORGETOWN, KY 40324-2004

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address157 COPPERFIELD LN, GEORGETOWN, KY 40324-2645

Mortgage

Document Number0000543747
DateJun 9, 2025
Instrument543747
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateSep 5, 2017
Property Address157 COPPERFIELD LN, GEORGETOWN, KY 40324-2645
Document NumberD390/396
Book / PageD390 / 396
Map ReferenceCAB3 SL1139
Instrument DateSep 1, 2017
Instrument374143
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$139.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address251 WOODLAWN DR, 251, CARROLLTON, KY 41008-8756

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 COPPERFIELD LN, GEORGETOWN, KY 40324-2645

Mortgage

Document Number0M1356/339
DateSep 5, 2017
Book PageM1356/339
Instrument374145
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term396 Months
DueSep 1, 2050

August 2007: Other, Transfer

Document TypeOther
JurisdictionSCOTT KY
Recording DateAug 7, 2007
Property Address157 COPPERFIELD LN, GEORGETOWN, KY 40324-2645
Document NumberD311/689
Book / PageD311 / 689
Map ReferenceSL2193
Instrument DateAug 7, 2007
Instrument159780
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address932 FIDDLER CREEK WAY, 932, LEXINGTON, KY 40515-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 COPPERFIELD LN, GEORGETOWN, KY 40324-2645
InvestorPossibly a Property Investor

Mortgage

Document Number00M861/441
DateAug 7, 2007
Book PageM861/441
Instrument159781
Lender
NameCENTRAL BANK FSB
TypeBank
AddressGEORGETOWN, KY 40324
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 157 Copperfield Ln was $1,812.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,000 (+28.26%)$261,000 (+28.26%)
2025$1,812.00$203,500$203,500
2023$1,623.00 (+18.55%)$179,100 (+13.43%) Land $30,000 Building $149,100$179,100 (+13.43%) Land $30,000 Building $149,100
2022$1,369.00$157,900 Land $25,000 Building $132,900$157,900 Land $25,000 Building $132,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Copperfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Copperfield Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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