Franklin County property record for 157 Cooley Rd, Youngsville, NC 27596
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,268 sqft · built 1984 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,000 (Mar 2005) |
| Tax Bill | $1,439 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1861-54-0259 |
| Primary APN | 1861-54-0259 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Total Area |
| Basement Area | 1,268 sqft |
| Finished Basement | 1,268 sqft |
| Utility Area | 84 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 157 COOLEY RD |
|---|---|
| City | YOUNGSVILLE |
| State | NC |
| Zip | 27596-8876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FCO R-30 |
| Legal Description | PRF 2 SL 105A |
| Legal Subdivision | V M COOLEY LOT |
| Legal Lot Number | 10 |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | YOUNGSVILLE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60502 |
157 Cooley Rd is owned and occupied by an individual who acquired it in April 2022.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 157 COOLEY RD, YOUNGSVILLE, NC 27596-8876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FEDERAL CU |
| Apr 22, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2005 · Amount on File |
| Deed Sale | Mar 31, 2005 · Amount on File |
| Deed Document Number | 20051464-0949 |
| Deed Book / Page | 1464 / 949 |
| Last Transfer Date | Apr 22, 2022 |
| Transfer Doc | 0022981648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 157 COOLEY RD, YOUNGSVILLE, NC 27596-8876 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022351891 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 2235/1891 |
| Name | COASTAL FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Apr 22, 2022 |
| Property Address | 157 COOLEY RD, YOUNGSVILLE, NC 27596-8876 |
| Document Number | 0022981648 |
| Book / Page | 2298 / 1648 |
| Map Reference | FILE 2 SL 105A |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 COOLEY RD, YOUNGSVILLE, NC 27596-8876 |
The 2025 property tax bill for 157 Cooley Rd was $1,439.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,439.00 | $219,930 Land $70,000 Building $149,930 | $219,930 Land $70,000 Building $149,930 |
| 2023 | $1,142.00 | $117,270 Land $32,500 Building $84,770 | $117,270 Land $32,500 Building $84,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Cooley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Cooley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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