Louisa County property record for 157 Cooke Ln, Bumpass, VA 23024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,746 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Garage | 648 sqft |
| Last Sale | $950,000 (2025) |
| Tax Bill | $7,023.00 (2025) |
| Primary APN | 62B 2 21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,746 sqft Living Area |
| 1st Floor | 978 sqft 1st Floor |
| Basement Area | 690 sqft Basement |
| Finished Basement | 690 sqft Finished |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 648 sqft Garage |
| Deck Area | 372 sqft Deck |
| Porch Area | 84 sqft Porch |
| Boat House | 230 sqft Boat House |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 18867 |
|---|---|
| Street Address | 157 COOKE LN |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4600 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKLEIGH LOT 21 DB 2035/771 1.991AC |
| Legal Subdivision | OAKLEIGHT |
| Legal Lot Number | 21 |
| Jurisdiction | LOUISA VA |
| Minor Civil Division | JACKSON |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 950101 |
Source: Louisa County records · APN 62B 2 21
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 112 KINGSLEY RD SE, VIENNA, VA 22180-6501 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 15, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Deed Doc Number | 20258370 |
| Deed Book / Page | 2035 / 771 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 157 COOKE LN, BUMPASS, VA 23024-4600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 112 KINGSLEY RD SE, VIENNA, VA 22180-6501 |
| Document Number | 002071/746 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 2071/746 |
| Instrument | 202600002478 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 02, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Sep 15, 2025 |
| Property Address | 157 COOKE LN, BUMPASS, VA 23024-4600 |
| Document Number | 002035/771 |
| Book / Page | 2035 / 771 |
| Map Reference | MB 8 PG 55&56 |
| Instrument Date | Sep 09, 2025 |
| Instrument | 202500008370 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 LUNKSK RD, VIENNA, VA 22180 |
| Document Number | 0002035776 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2035/776 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,070,740 (+9.76%) Land $405,000 Building $665,740 | $1,070,740 (+9.76%) Land $405,000 Building $665,740 | |
| 2025 | $7,023.00 (+4.98%) | $975,500 (+4.97%) Land $378,000 Building $597,500 | $975,500 (+4.97%) Land $378,000 Building $597,500 |
| 2024 | $6,690.00 (+80.66%) | $929,300 (+7.43%) Land $342,000 Building $587,300 | |
| 2023 | $865,000 Land $312,000 Building $553,000 | ||
| 2022 | $3,703.00 | $929,300 Land $342,000 Building $587,300 |
157 Cooke Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Louisa County (51109C), updated September 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 5th in Virginia |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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