157 Congdon St E, Middletown, CT 06457 Property Records

Middletown City property record for 157 Congdon St E, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,553 sqft · built 1954
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Apr 2025)
Tax Bill	$9,352 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2025 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:11 L:0430`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:11 L:0430`
Alternative APN	`R08822`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,553 sqft Living Area
Gross Area	3,215 sqft
1st Floor Area	1,189 sqft
Attic	Attic
Attic Area	910 sqft
Basement Area	910 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R08822
Street Address	157 CONGDON ST E
City	MIDDLETOWN
State	CT
Zip	06457-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	430
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2015
Census Tract	541200

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 GEORGE ST, MIDDLETOWN, CT 06457-3515
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 28, 2025	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 15, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 15, 2024	Executor's Deed, Transfer
May 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Oct 15, 2024 · Amount on Record
Deed Book / Page	2120 / 63
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	157 CONGDON ST E, MIDDLETOWN, CT 06457-2147
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002035-342
Date	Jan 31, 2022
Book Page	2035/342
Instrument	3676960010

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Apr 28, 2025
Property Address	157 CONGDON ST E, MIDDLETOWN, CT 06457-2147
Document Number	0002120-63
Book / Page	2120 / 63
Instrument Date	Apr 21, 2025
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 GEORGE ST, MIDDLETOWN, CT 06457-3515

Mortgage

Document Number	0000212066
Date	Apr 28, 2025
Instrument	2120/66

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Oct 15, 2024
Property Address	157 CONGDON ST E, MIDDLETOWN, CT 06457-2147
Document Number	002107-205
Book / Page	2107 / 205
Instrument Date	Oct 15, 2024
Transaction Type	Transfer
Record Updated	Oct 31, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 WASHINGTON ST, MIDDLETOWN, CT 06457-2513

October 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Oct 15, 2024
Property Address	157 CONGDON ST E, MIDDLETOWN, CT 06457-2147
Document Number	002107-202
Book / Page	2107 / 202
Instrument Date	Oct 11, 2024
Transaction Type	Transfer
Record Updated	Oct 31, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	May 8, 2017
Property Address	157 CONGDON ST E, MIDDLETOWN, CT 06457-2147
Document Number	1893-460
Book / Page	001893 / 000460
Instrument Date	Apr 1, 2017
Instrument	332542
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,352.00 (+4.89%)	$229,210 (-) Land $64,120 Building $165,090	$385,117 (+140.03%)
2025		$229,210 (+29.19%) Land $64,120 Building $165,090	$160,447 Land $44,884 Building $115,563
2024	$8,916.00 (+36.56%)	$177,420 (+5.18%) Land $64,120 Building $113,300
2023	$6,529.00 (+20.28%)	$168,680 (+36.73%) Land $64,120 Building $104,560
2022	$5,428.00	$123,370 Land $42,750 Building $80,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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