157 Co Rte 4, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 157 Co Rte 4, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,268 sqft · built 1924
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on File
Last Sale	$55,501 (Jul 2020)
Tax Bill	$3,003 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`353289 242.03-08-11`

Property Details

APN / Parcel Number

Primary APN	`353289 242.03-08-11`
Alternative APN	`328924200300080110000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,268 sqft Living Area
1st Floor Area	1,512 sqft
Upper Floors Area	756 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	110,207 sqft (2.53 acres)
Garage Type	Mixed
Garage Area	1,096 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	272 sqft
Silo	Silo

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	157 COUNTY ROUTE 4
City	CENTRAL SQUARE
State	NY
Zip	13036-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 34; RUST ACRES 200-006-000
Legal Subdivision	SCRIBAS PATENT
Legal Block	8
Legal Lot Number	11.000
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1013
Census Tract	20703

Owner

157 Co Rte 4 is owned and occupied by two individuals who bought it in July 2020.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit SENECA SAVINGS
Jul 23, 2020	Grant Deed, Transfer · VA Mortgage SENECA SVGS BK
Mar 6, 2020	Grant Deed, Foreclosure SIMPLIFIED TITLE COMPANY, SIMPLIFIED TITLE CO
Jul 15, 2019	Quit Claim Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Apr 16, 2019	Grant Deed, Foreclosure VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS
Oct 25, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Oct 25, 2017 · Amount on File
Deed Document Number	20205971
Prior Transfer Date	Jun 25, 2019
Prior Transfer Doc	0000005830
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	157 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3475
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3475

Mortgage

Document Number	0000004842
Date	Dec 13, 2021
Instrument	R-2021-014842

Lender

Name	SENECA SAVINGS
Type	Non-Lending Institution
Address	BALDWINSVILLE, NY 13027

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 23, 2020
Property Address	157 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3475
Document Number	0000005971
Instrument Date	Jul 15, 2020
Instrument	5971
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 COUNTY ROUTE 4 CENTRAL SQUARE NY 130363475, CENTRAL SQUARE, NY 13036-3475

Mortgage

Document Number	5972
Date	Jul 23, 2020
Instrument	5972

Lender

Name	SENECA SVGS BK
Address	LYSANDER, NY 13027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

March 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 6, 2020
Property Address	157 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3475
Document Number	0000001910
Instrument Date	Oct 28, 2019
Instrument	1910
Transaction Type	Foreclosure
Record Updated	Mar 24, 2020
Title Company	SIMPLIFIED TITLE COMPANY, SIMPLIFIED TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #ID OKLAHOMA CITY OK 731072442, ID, OKLAHOMA CITY, OK 73107-2442

July 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 15, 2019
Property Address	157 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3475
Document Number	0000005830
Instrument Date	Jun 25, 2019
Instrument	5830
Transaction Type	Foreclosure
Record Updated	Aug 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	7301 BAYMEADOWS WAY JACKSONVILLE FL 322566826, JACKSONVILLE, FL 32256-6826

April 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 16, 2019
Property Address	157 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3475
Document Number	0000003080
Instrument Date	Jan 12, 2018
Instrument	3080
Transaction Type	Foreclosure
Record Updated	May 6, 2019
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 25, 2017
Property Address	157 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3475
Document Number	0000010503
Instrument Date	Oct 17, 1989
Instrument	10503
Transaction Type	Foreclosure
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$360.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 157 Co Rte 4 was $3,003, up 2.8% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,003.00 (+2.77%)
2025	$2,922.00	$90,000 Land $23,000 Building $67,000	$120,000 Land $30,667 Building $89,333
2023		$90,000 Land $23,000 Building $67,000	$104,651 Land $26,744 Building $77,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Co Rte 4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Co Rte 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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