157 Co Rd 3118, Jacksonville, TX 75766 Property Records

Cherokee County property record for 157 Co Rd 3118, Jacksonville, TX 75766

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,204 sqft · built 1990
Lot Size	0.479 acres (20,880 sqft)
Owner	2 Individual Names on File
Last Sale	$298,100 (Oct 2016)
Tax Bill	$6,614 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`746216000D00004000`

Property Details

APN / Parcel Number

Primary APN	`746216000D00004000`
Alternative APN	`530408000`

Interior

Bedrooms	3 Beds
Building Area	1,204 sqft Living Area
Gross Area	4,151 sqft
1st Floor Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	20,880 sqft (0.479 acres)
Lot Dimensions	174 ft deep x 174 ft wide
View / Lot	Waterfront
Porch	Porch
Porch Area	240 sqft
Deck Area	526 sqft

Location & Zoning

Account Number	746216-000D0-0004000
Street Address	157 COUNTY ROAD 3118
City	JACKSONVILLE
State	TX
Zip	75766-0369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK D LAKE JACKSONVILLE LAKE SPRINGS BOATHOUSE 174' FRONTAGE - JISD
Legal Subdivision	LAKE SPRINGS SUBDIVISION
Legal Block	D
Legal Lot Number	4
Jurisdiction	CHEROKEE TX
Township / Civil Division	JACKSONVILLE
Census Block Group	4
Census Block	4000
Census Tract	950302

Owner

157 Co Rd 3118 is owned by two individuals who bought it in October 2016.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	456 COUNTY ROAD 3381, PARADISE, TX 76073-3628
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK OF TEXAS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2016 · Amount on File
Deed Sale	Oct 4, 2016 · Amount on File
Prior Sale	Aug 23, 2013 · Amount on File
Deed Document Number	2016656036
Deed Book / Page	2345 / 365
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	2345/365
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	157 COUNTY ROAD 3118, JACKSONVILLE, TX 75766-0369
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2608/734
Date	Apr 6, 2021
Book Page	2608/734
Instrument	698748

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	157 COUNTY ROAD 3118, JACKSONVILLE, TX 75766-0369
Transaction Type	Mortgage
Record Updated	May 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 00660834
Date	Apr 5, 2017
Book Page	2371/719
Instrument	00660834

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Address	NACOGDOCHES, TX 75961

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 157 Co Rd 3118 was $6,614, up 206.2% from the year before.

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Unified School District	Jacksonville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,614.00 (+206.2%)	$426,180 (-3.34%) Land $132,840 Building $293,340	$426,180 (-3.34%) Land $132,840 Building $293,340
2025	$2,160.00	$440,890 Land $132,840 Building $308,050	$440,890 Land $132,840 Building $308,050
2023		$435,680 Land $132,840 Building $302,840	$435,680 Land $132,840 Building $302,840
2022	$4,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Co Rd 3118 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Co Rd 3118 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUM CREEK WSC serves 1,623 people · EPA ID TX0370021
Water Source	Purchased surface water from CITY OF JACKSONVILLE
Last State Inspection	Apr 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 3118

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures