157 Clusters Cir, Mooresville, NC 28117 Property Records

Iredell County property record for 157 Clusters Cir, Mooresville, NC 28117

Property Summary

Property Type	Patio Home
Details	3 bd · 3.5 ba · 1,567 sqft · built 2005
Lot Size	0.058 acres (2,526 sqft)
Owner	Company Name on Record
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4636-69-4301.000`

Property Details

APN / Parcel Number

Primary APN	`4636-69-4301.000`
Alternative APN	`77453457`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,567 sqft Heated Area
Gross Area	2,043 sqft
1st Floor Area	662 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	2,526 sqft (0.058 acres)
Lot Width	26 ft Width
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	160 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77453457
Street Address	157 CLUSTERS CIR
City	MOORESVILLE
State	NC
Zip	28117-8127
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	CM
Legal Description	L24-THE CLUSTERS-PB-46-65
Legal Subdivision	CLUSTERS
Legal Block	69
Legal Lot Number	24
Jurisdiction	IREDELL NC
Township / Civil Division	DAVIDSON
Census Block Group	2
Census Block	2036
Census Tract	61402

Owner

Source: Iredell County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	256 PONDEROSA CIR, MOORESVILLE, NC 28117-5500
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	157 CLUSTERS CIR, MOORESVILLE, NC 28117-8127
Document Number	27352264
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	256 PONDEROSA CIR MOORESVILLE NC 281175500, MOORESVILLE, NC 28117-5500

Mortgage

Document Number	27352264
Date	Sep 21, 2020
Book Page	002735/002264

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00 (+2.35%)	$239,050 (-) Land $40,000 Building $199,050	$239,050 (-) Land $40,000 Building $199,050
2024	$2,555.00 (+0.95%)	$239,050 (-) Land $40,000 Building $199,050	$239,050 (-) Land $40,000 Building $199,050
2023	$2,531.00 (+54.52%)	$239,050 (+83.21%) Land $40,000 Building $199,050	$239,050 (+83.21%) Land $40,000 Building $199,050
2022	$1,638.00	$130,480 Land $26,000 Building $104,480	$130,480 Land $26,000 Building $104,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20