Orange County property record for 157 Calle Cuervo, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,672 sqft · built 1974 |
| Lot Size | 0.04 acres (1,728 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Dec 2016) |
| Tax Bill | $6,681 (2025) |
| Deeds & Mortgages | Oct 2018 Loan Modification Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-264-09 |
| Primary APN | 690-264-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,124 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 1,728 sqft (0.04 acres) |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 157 CALLE CUERVO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-2429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 8185 BLK LOT 21 TR 8185 LOT 21 TOGETHER WITH AN UND 1/72 INT IN |
| Legal Tract | 8185 |
| Legal Lot Number | 21 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 42114 |
157 Calle Cuervo is owned and occupied by two individuals who bought it in December 2016.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 CALLE CUERVO, SAN CLEMENTE, CA 92672-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2018 | Loan Modification, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Sep 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2016 · Amount on File |
| Deed Sale | Dec 20, 2016 · Amount on File |
| Prior Sale | Jun 1, 2001 · Amount on File |
| Deed Document Number | 2016646474 |
| Prior Transfer Date | May 30, 2001 |
| Prior Transfer Doc | 0000925344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 157 CALLE CUERVO, SAN CLEMENTE, CA 92672-2429 |
| Document Number | 0000383486 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 157 CALLE CUERVO SAN CLEMENTE CA 926722429, SAN CLEMENTE, CA 92672-2429 |
| Document Number | 0000383486 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 383486 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | AUSTIN, TX 78717 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2048 |
| Rate | 4.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 157 CALLE CUERVO, SAN CLEMENTE, CA 92672-2429 |
| Document Number | 0000383487 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 157 CALLE CUERVO SAN CLEMENTE CA 926722429, SAN CLEMENTE, CA 92672-2429 |
| Document Number | 0000383487 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 383487 |
| Name | SECRETARY/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2048 |
The 2025 property tax bill for 157 Calle Cuervo was $6,681 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $680,679 (+2%) Land $552,418 Building $128,261 | |
| 2025 | $6,681.00 Homeowner's exemption | $667,333 Land $541,586 Building $125,747 |
| 2023 | $6,428.00 (+1.95%) Homeowner's exemption | $641,421 Land $520,556 Building $120,865 |
| 2022 | $6,305.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 157 Calle Cuervo in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Calle Cuervo is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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