157 Ciervo Dr, Durango, CO 81301 Property Records

La Plata County property record for 157 Ciervo Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,782 sqft · built 1998
Lot Size	5.36 acres (233,482 sqft)
Owner	2 Individual Names on Record
Last Sale	$647,000 (Apr 2021)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5595-254-06-003`

Property Details

APN / Parcel Number

Primary APN	`5595-254-06-003`
Alternative APN	`R020833`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,782 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	2,317 sqft
Basement Area	465 sqft
Finished Basement	465 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Lot Area	233,482 sqft
Garage Type	Attached
Garage Area	638 sqft
Patio Area	916 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R020833
Street Address	157 CIERVO DR
City	DURANGO
State	CO
Zip	81301-8364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: LOS RANCHITOS S/D #6 BLOCK: 0 LOT: 3 157 CIERVO DR DURANGO 81301
Legal Subdivision	LOS RANCHITOS S/D #6
Legal Block	2
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2032
Census Tract	970706

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 CIERVO DR, DURANGO, CO 81301-8364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Special Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Sep 23, 2020	Warranty Deed, Transfer · Conventional with PMI SPOONER FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Sep 23, 2020
Deed Document Number	20211190147
Record Updated	Oct 29, 2026

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 8, 2021
Property Address	157 CIERVO DR, DURANGO, CO 81301-8364
Document Number	0001190147
Map Reference	DOC 478981
Instrument Date	Apr 5, 2021
Instrument	1190147
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CIERVO DR, DURANGO, CO 81301-8364

Mortgage

Document Number	0001190148
Date	Apr 8, 2021
Instrument	1190148

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 23, 2020
Property Address	157 CIERVO DR, DURANGO, CO 81301-8364
Document Number	0001178170
Instrument Date	Sep 23, 2020
Instrument	1178170
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	CAPSTONE TITLE PARTNERS, CAPSTONE TITLE PTRS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	157 CIERVO DR DURANGO CO 813018364, DURANGO, CO 81301-8364

Mortgage

Document Number	1178171
Date	Sep 23, 2020
Instrument	1178171

Lender

Name	SPOONER FAMILY TRUST
Address	15085 EASTVALE RD, POWAY, CA 92064-2303

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Sep 22, 2021

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,310 (-1.54%) Land $9,480 Building $35,830	$736,240 (-) Land $154,000 Building $582,240
2025	$2,698.00 (+41.48%)	$46,020 (+11.64%) Land $9,630 Building $36,390	$736,240 (+19.67%) Land $154,000 Building $582,240
2023	$1,907.00 (+13.71%)	$41,220 (+15.37%) Land $6,900 Building $34,320	$615,240 (+19.69%) Land $102,990 Building $512,250
2022	$1,677.00	$35,730 Land $8,490 Building $27,240	$514,020 Land $122,100 Building $391,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: Visionary Broadband.

Cell Coverage

No cell data coverage reported

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