Hampshire County and Ware Town property record for 157 Church St, Ware, MA 01082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,469 sqft · built 1997 |
| Lot Size | 0.99 acres (43,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,000 (Jun 2015) |
| Tax Bill | $6,042 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Dec 2021 Mortgage + 1 more |
| APN | WARE M:00030 B:00028 L:00003 |
| Primary APN | WARE M:00030 B:00028 L:00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,469 sqft Living Area |
| Gross Area | 4,277 sqft |
| Basement Area | 939 sqft |
| Unfinished Basement | 376 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,146 sqft (0.99 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4848 |
|---|---|
| Street Address | 157 CHURCH ST |
| City | WARE |
| State | MA |
| Zip | 01082-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 28 |
| Legal Lot Number | 3 |
| Jurisdiction | WARE MA |
| Township / Civil Division | WARE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 820101 |
157 Church St is owned and occupied by two individuals who acquired it in July 2021.
Source: Hampshire County and Ware Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 CHURCH ST, WARE, MA 01082-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage · Balloon Mortgage COUNTRY BANK |
| Dec 1, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 16, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2015 · Amount on File |
| Deed Sale | Jun 17, 2015 · Amount on File |
| Prior Sale | Sep 1, 1998 · Amount on File |
| Deed Document Number | 201510880 |
| Deed Book / Page | 11973 / 239 |
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 014186-328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARE MA |
| Property Address | 157 CHURCH ST, WARE, MA 01082-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013419-308 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 13419/308 |
| Instrument | 19865 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARE MA |
| Property Address | 157 CHURCH ST, WARE, MA 01082-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 014371-230 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 14371/230 |
| Instrument | 30018 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Jul 16, 2021 |
| Property Address | 157 CHURCH ST, WARE, MA 01082-1206 |
| Document Number | 014186-328 |
| Book / Page | 14186 / 328 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 17567 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 157 CHURCH ST, WARE, MA 01082-1206 |
The 2026 property tax bill for 157 Church St was $6,042, up 3.4% from the year before.
Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Ware Town |
| Unified School District | Ware School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,042.00 (+3.37%) | $417,000 (+7.45%) Land $59,900 Building $357,100 | |
| 2025 | $5,845.00 | $388,100 Land $63,900 Building $324,200 | $433,295 (+3.42%) |
| 2024 | $418,950 | ||
| 2023 | $5,490.00 | $318,100 Land $57,200 Building $260,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 157 Church St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 157 Church St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARE WATER DEPT serves 10,066 people · EPA ID MA1309000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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