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157 Charles St, Hamlet, NC 28345 Property Records

Richmond County property record for 157 Charles St, Hamlet, NC 28345

Property Summary

Property TypeMobile Home
Details2 ba · 1,440 sqft · built 1994
Lot Size1.03 acres (45,000 sqft)
Owner2 Individual Names on Record
Last Sale$186,000 (Feb 2024)
Tax Bill$946 (2026)
Deeds & MortgagesMay 2026 Mortgage
Feb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN747104838143

Property Details

APN / Parcel Number

Primary APN747104838143
Alternative APNs
  • 22233301
  • 17451301

Interior

Full Baths2 Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleMobile Home
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,000 sqft (1.03 acres)
Lot Dimensions300 ft deep x 150 ft wide
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
Deck Area49 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number17451301
Street Address157 CHARLES ST
CityHAMLET
StateNC
Zip28345-7227
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLT2 & DWIDE J S LILES PR P
Legal SubdivisionJ S LILES PROPERTY
Legal Lot Number2
JurisdictionRICHMOND NC
Township / Civil DivisionMARKS CREEK
Census Block Group1
Census Block1023
Census Tract970900

Owner

Source: Richmond County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address157 CHARLES ST, HAMLET, NC 28345-7227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Feb 29, 2024Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 2024 · Amount on Record
Deed SaleFeb 29, 2024 · Amount on Record
Prior SaleMay 23, 2016 · Amount on Record
Deed Document Number2024277496
Deed Book / Page1991 / 230
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND NC
Recording DateMay 8, 2026
Property Address157 CHARLES ST, HAMLET, NC 28345-7227
Document Number0000287850
Book / Page2068 / 192
Instrument DateMay 4, 2026
Instrument2026287850
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 CHARLES ST, HAMLET, NC 28345-7227

Mortgage

Document Number0000287850,
DateMay 8, 2026
Book Page2068/192
Instrument2026287850
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.46%
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND NC
Recording DateFeb 29, 2024
Property Address157 CHARLES ST, HAMLET, NC 28345-7227
Document Number001991/230
Book / Page1991 / 230
Map ReferenceMB 5 PG 31
Instrument DateFeb 27, 2024
Instrument277496
Transaction TypeTransfer
Record UpdatedMar 15, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$372.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address122 FAIRWAY DR, ROCKINGHAM, NC 28379-9483

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 CHARLES ST, HAMLET, NC 28345-7227

Mortgage

Document Number001991/236
DateFeb 29, 2024
Book Page1991/236
Instrument277498
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRichmond County
Unified School DistrictRichmond County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$946.00 (+0.53%)$91,774 (-) Land $8,960 Building $82,814$91,774 (-) Land $8,960 Building $82,814
2025$941.00 (+44.55%)$91,774 (+79.12%) Land $8,960 Building $82,814$91,774 (+79.12%) Land $8,960 Building $82,814
2023$651.00$51,236 Land $7,173 Building $44,063$51,236 Land $7,173 Building $44,063

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 86% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND COUNTY WATER SYSTEM
serves 22,578 people · EPA ID NC0377109
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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