Madison County property record for 157 Chapel Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3,590 sqft |
| Lot Size | 19.7 acres (860,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Oct 2017) |
| Tax Bill | $2,700 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0072-0000-0035-K |
| Primary APN | 0072-0000-0035-K |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,590 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 860,746 sqft (19.7 acres) |
| Garage Type | Attached |
| Garage Area | 1,525 sqft |
| Parking Spaces | 6 Parking Spaces |
| Account Number | 73864 |
|---|---|
| Street Address | 157 CHAPEL LN |
| City | BEREA |
| State | KY |
| Zip | 40403-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19.76 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 157 CHAPEL LN, BEREA, KY 40403-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on Record |
| Deed Sale | Oct 3, 2017 · Amount on Record |
| Deed Document Number | 2013965687 |
| Deed Book / Page | D00751 / 026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 3, 2017 |
| Property Address | 157 CHAPEL LN, BEREA, KY 40403-8719 |
| Document Number | D00751/026 |
| Book / Page | D00751 / 026 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2013965687 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 527, BEREA, KY 40403-0527 |
| Name | Verified Name |
|---|---|
| Address | 157 CHAPEL LN, RICHMOND, KY 40475 |
| Document Number | 2013965688 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 2013965688 |
| Name | KENTUCKY BANK ISAOA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,700.00 (-3.71%) Homeowner's exemption | $335,500 (-) | $335,500 (-) |
| 2023 | $2,804.00 Homeowner's exemption | $335,500 | $335,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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