Cumberland County and Westbrook City property record for 157 Central St, Westbrook, ME 04092
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,416 sqft · built 1920 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $377,500 (Jun 2019) |
| Tax Bill | $5,771 (2023) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jun 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:028 L:198 |
| Primary APN | WSBR M:028 L:198 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,416 sqft Living Area |
| Gross Area | 3,672 sqft |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 1,088 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 157 CENTRAL ST |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-2703 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 11 |
| Legal Subdivision | WESTBROOK HLNDS |
| Legal Lot Number | 198 |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2902 |
Source: Cumberland County and Westbrook City records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 CENTRAL ST, WESTBROOK, ME 04092-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Jun 26, 2019 | Warranty Deed, Transfer · FHA Mortgage MSA LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | May 17, 2006 |
| Deed Document Number | 201927775 |
| Deed Book / Page | 35750 / 226 |
| Transfer Doc | 23849-0060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 157 CENTRAL ST, WESTBROOK, ME 04092-2703 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0404630177 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 40463/177 |
| Instrument | 40462 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 157 CENTRAL ST, WESTBROOK, ME 04092-2703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0383390269 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 38339/269 |
| Instrument | 44263 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | Jun 26, 2019 |
| Property Address | 157 CENTRAL ST, WESTBROOK, ME 04092-2703 |
| Document Number | 0357500226 |
| Book / Page | 35750 / 226 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 27775 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 GRANITE ST, PORTLAND, ME 04102-2813 |
| Document Number | 0000027776 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 27776 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $5,771.00 (+10.28%) | $346,000 (+19.68%) Land $84,400 Building $261,600 |
| 2022 | $5,233.00 | $289,100 Land $70,300 Building $218,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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