Morris County and Madison Borough property record for 157 Central Ave, Madison, NJ 07940
| Property Type | Single Family Home |
|---|---|
| Details | 1,832 sqft · built 1926 |
| Lot Size | 0.239 acres (10,402 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Mar 2020) |
| Tax Bill | $11,189 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| APN | 17-01004-0000-00013 |
| Primary APN | 17-01004-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,832 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 10,402 sqft (0.239 acres) |
| Old Parcel Number | 1700018000000017E |
|---|---|
| Street Address | 157 CENTRAL AVE |
| City | MADISON |
| State | NJ |
| Zip | 07940-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 1004 |
| Legal Lot Number | 13 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 43000 |
Source: Morris County and Madison Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 157 CENTRAL AVE, MADISON, NJ 07940-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 23, 2020 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Dec 18, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on Record |
| Deed Sale | Mar 23, 2020 · Amount on Record |
| Deed Document Number | 202018067 |
| Deed Book / Page | 23737 / 1127 |
| Prior Transfer Date | Dec 13, 2018 |
| Prior Transfer Doc | 0234660222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 157 CENTRAL AVE, MADISON, NJ 07940-1626 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0242741766 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 24274/1766 |
| Instrument | 2021094773 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 23, 2020 |
| Property Address | 157 CENTRAL AVE, MADISON, NJ 07940-1626 |
| Document Number | 0237371127 |
| Book / Page | 023737 / 001127 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 18067 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | ASSOCIATED TITLE COMPANY, ASSOCIATED TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 157 CENTRAL AVE MADISON NJ 079401626, MADISON, NJ 07940-1626 |
| Document Number | 237371135 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 023737/001135 |
| Instrument | 18068 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Dec 18, 2018 |
| Property Address | 157 CENTRAL AVE, MADISON, NJ 07940-1626 |
| Document Number | 0234660222 |
| Book / Page | 023466 / 000222 |
| Instrument Date | Dec 13, 2006 |
| Instrument | 69993 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 157 CENTRAL AVE MADISON NJ 079401626, MADISON, NJ 07940-1626 |
Source: Morris County and Madison Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Madison Borough |
| Unified School District | Madison Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,300 (-) Land $316,100 Building $209,200 | $525,300 (-) Land $316,100 Building $209,200 | |
| 2025 | $525,300 (-) Land $316,100 Building $209,200 | $525,300 (-) Land $316,100 Building $209,200 | |
| 2024 | $11,189.00 (+3.71%) | ||
| 2023 | $525,300 Land $316,100 Building $209,200 | $525,300 Land $316,100 Building $209,200 | |
| 2022 | $10,789.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2015–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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