157 Centenary Pl, Monroe, VA 24574 Property Records

Amherst County property record for 157 Centenary Pl, Monroe, VA 24574

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,800 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Oct 2023)
Tax Bill	$1,067 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103 A 55`

Property Details

APN / Parcel Number

Primary APN	`103 A 55`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	157 CENTENARY PL
City	MONROE
State	VA
Zip	24574-3176
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	NEAR NAOLA ON CENTENARY PLACE DB 1052-891 103 A 55
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	4
Census Block	4131
Census Tract	10100

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	163 CENTENARY PL, MONROE, VA 24574-3176
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Sep 30, 2021	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	20232932
Prior Transfer Date	May 21, 2007
Prior Transfer Doc	001080/921
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Oct 20, 2023
Property Address	157 CENTENARY PL, MONROE, VA 24574-3176
Document Number	0230002932
Instrument Date	Oct 9, 2023
Instrument	230002932
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	NOT AVAILABLE, RELIANCE TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 CENTENARY PL, MONROE, VA 24574-3176

Mortgage

Document Number	0230002933
Date	Oct 20, 2023
Instrument	230002933

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Sep 30, 2021
Property Address	157 CENTENARY PL, MONROE, VA 24574-3176
Document Number	210003863
Instrument Date	Sep 29, 2021
Instrument	210003863
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	MOUNTAIN VIEW STLMNT SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CENTENARY PL, MONROE, VA 24574-3176

Mortgage

Document Number	210003864
Date	Sep 30, 2021
Instrument	210003864

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	210003865
Date	Sep 30, 2021
Instrument	210003865

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,067.00 (+59.02%)	$110,000 (-) Land $22,500 Building $87,500	$190,600 (+73.27%) Land $27,000 Building $163,600
2025	$671.00
2024		$110,000 (-) Land $22,500 Building $87,500	$110,000 (-) Land $22,500 Building $87,500
2023	$671.00	$110,000 Land $22,500 Building $87,500	$110,000 Land $22,500 Building $87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1985–2016)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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