157 Cedar Swamp Rd, Townsend, DE 19734 Property Records

New Castle County property record for 157 Cedar Swamp Rd, Townsend, DE 19734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1975
Lot Size	10.2 acres (445,619 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Mar 2015)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`15-004.00-017`

Property Details

APN / Parcel Number

Primary APN	`15-004.00-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	445,619 sqft (10.2 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	157 CEDAR SWAMP RD
City	TOWNSEND
State	DE
Zip	19734-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	1
Census Block	1002
Census Tract	16904

Owner

157 Cedar Swamp Rd is owned and occupied by an individual who acquired it in August 2018.

Source: New Castle County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	157 CEDAR SWAMP RD, TOWNSEND, DE 19734-9760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 18, 2020	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2015 · Amount on File
Deed Sale	Mar 31, 2015 · Amount on File
Deed Document Number	201514440
Last Transfer Date	Aug 9, 2018
Transfer Doc	0000040793
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	157 CEDAR SWAMP RD, TOWNSEND, DE 19734-9760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014072
Date	Feb 19, 2020
Instrument	20200219-0014072

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	May 18, 2020
Property Address	157 CEDAR SWAMP RD, TOWNSEND, DE 19734-9760
Document Number	0000038717
Instrument Date	Apr 30, 2020
Instrument	20200518-0038717
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	157 CEDAR SWAMP RD, TOWNSEND, DE 19734-9760

Mortgage

Document Number	0000038721
Date	May 18, 2020
Instrument	20200518-0038721

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 13, 2018
Property Address	157 CEDAR SWAMP RD, TOWNSEND, DE 19734-9760
Document Number	0000040793
Instrument Date	Aug 9, 2018
Instrument	40793
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	157 CEDAR SWAMP RD TOWNSEND DE 197349760, TOWNSEND, DE 19734-9760

Tax Assessment & Valuation

The 2025 property tax bill for 157 Cedar Swamp Rd was $2,146.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,146.00	$595,100 Land $258,700 Building $336,400
2024			$531,540
2023	$2,046.00	$79,600 Land $21,200 Building $58,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 157 Cedar Swamp Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Cedar Swamp Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 87% of Delaware
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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