157 Cedar Ridge Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 157 Cedar Ridge Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1998
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on Record
Last Sale	$306,000 (Apr 2017)
Tax Bill	$3,532 (2025)
Deeds & Mortgages	May 2018 Line of Credit Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`162861-0450`

Property Details

APN / Parcel Number

Primary APN	`162861-0450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	1,638 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	144 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	157 CEDAR RIDGE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PSD
Legal Description	31/31-36 CEDAR RIDGE LOT 45 OR4365/1522
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	CEDAR RIDGE
Legal Block	3
Legal Lot Number	45
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3010
Census Tract	21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 28, 2017	Warranty Deed, Transfer ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Jan 3, 2005 · Amount on Record
Deed Document Number	201729582
Deed Book / Page	4365 / 1522
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	157 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045391454
Date	May 1, 2018
Book Page	4539/1454
Instrument	2018029434

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 28, 2017
Property Address	157 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6572
Document Number	0043651522
Book / Page	004365 / 001522
Instrument Date	Apr 28, 2017
Instrument	29582
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

Amount	Amount Recorded
Tax	$2,142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CEDAR RIDGE CIR ST AUGUSTINE FL 320806572, ST AUGUSTINE, FL 32080-6572

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,681 (+2.7%)	$402,562 (+0.28%) Land $100,000 Building $302,562
2025	$3,532.00 (+14.19%) Homeowner's exemption	$275,249 (+3.91%)	$401,437 (-1.5%) Land $100,000 Building $301,437
2024	$3,093.00 (+2.05%) Homeowner's exemption	$264,892 (+3%)	$407,557 (-0.91%) Land $110,000 Building $297,557
2023	$3,031.00 (+3.1%) Homeowner's exemption	$257,177 (+3%)	$411,301 (+0.76%) Land $110,000 Building $301,301
2022	$2,940.00 Homeowner's exemption	$249,686	$408,181 Land $100,800 Building $307,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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