157 Cedar Ln, Ancram, NY 12502 Property Records

Columbia County and Ancram Town property record for 157 Cedar Ln, Ancram, NY 12502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,904 sqft · built 1991
Lot Size	5.38 acres (234,353 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Oct 2021)
Tax Bill	$6,961 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2021 Sale
APN	`102000 219.-1-7.112`

Property Details

APN / Parcel Number

Primary APN	`102000 219.-1-7.112`
Alternative APN	`200021900000010071120000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,904 sqft Living Area
1st Floor Area	1,904 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	234,353 sqft (5.38 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	818 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	157 CEDAR LN
City	ANCRAM
State	NY
Zip	12502-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	MICRO-10697
Legal Block	1
Legal Lot Number	7.112
Jurisdiction	COLUMBIA NY
Township / Civil Division	ANCRAM
Census Block Group	2
Census Block	2046
Census Tract	1700

Owner

Source: Columbia County and Ancram Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 W 62ND ST, 26A, NEW YORK, NY 10023-7013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 6, 2021	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Dec 26, 2006 · Amount on Record
Deed Document Number	202120210009850
Deed Book / Page	944 / 896
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	157 CEDAR LN, ANCRAM, NY 12502-5422
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002322
Date	Mar 10, 2021
Book Page	926/1215
Instrument	20210002322

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA NY
Recording Date	Oct 6, 2021
Property Address	157 CEDAR LN, ANCRAM, NY 12502-5422
Document Number	0000009850
Book / Page	944 / 896
Instrument Date	Oct 1, 2021
Instrument	20210009850
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 W 62ND ST APT 26A, 26A, NEW YORK, NY 10023-7013

Tax Assessment & Valuation

Source: Columbia County and Ancram Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Ancram Town
Unified School District	Taconic Hills Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,961.00	$545,000 (-) Land $103,800 Building $441,200	$605,550 (+11.11%) Land $115,332 Building $490,218
2023		$545,000 Land $103,800 Building $441,200	$545,000 Land $103,800 Building $441,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GTel Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Fidium Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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