157 Cedar Crest Dr, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 157 Cedar Crest Dr, Smithfield, VA 23430

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,120 sqft · built 2022
Lot Size0.049 acres (2,134 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Apr 2025)
Tax Bill$2,682 (2026)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-01-075A439

Property Details

APN / Parcel Number

Primary APN32-01-075A439
Alternative APN
  • 26562

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,120 sqft Living Area
1st Floor Area2,520 sqft
Basement Area840 sqft
Finished Basement440 sqft
Unfinished Basement400 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof MaterialAsphalt
Lot Area2,134 sqft (0.049 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas
SewerConnected

Location & Zoning

Street Address157 CEDAR CREST DR
CitySMITHFIELD
StateVA
Zip23430-6383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 439 BENN'S GRANT SUBDIV PH 10B-2 PLAT I#216822
Legal SubdivisionPHASE 10B-2 BENNS GRANT
Legal Lot Number439
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1024
Census Tract280105

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address157 CEDAR CREST DR, SMITHFIELD, VA 23430-6383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2025 · Amount on Record
Deed SaleApr 29, 2025 · Amount on Record
Prior SaleAug 16, 2022 · Amount on Record
Deed Document Number20251731
Record UpdatedOct 29, 2026

April 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionISLE OF WIGHT VA
Recording DateApr 29, 2025
Property Address157 CEDAR CREST DR, SMITHFIELD, VA 23430-6383
Document Number0250001731
Map ReferenceDOC 210006822
Instrument DateApr 24, 2025
Instrument250001731
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCOHESIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 CEDAR CREST DR, SMITHFIELD, VA 23430-6383

Mortgage

Document Number0250001732
DateApr 29, 2025
Instrument250001732
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,682.00 (+4.52%)$331,200 (-) Land $60,000 Building $271,200$331,200 (-) Land $60,000 Building $271,200
2025$2,566.00$331,200 (-) Land $60,000 Building $271,200$331,200 (-) Land $60,000 Building $271,200
2023$331,200 Land $60,000 Building $271,200$331,200 Land $60,000 Building $271,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2006–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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