McLennan County property record for 157 Bowie St, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 835 sqft · built 1960 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Feb 2026 Reverse Mortgage Apr 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-118000-002600-6 |
| Primary APN | 34-118000-002600-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 835 sqft Living Area |
| 1st Floor Area | 835 sqft |
| Flooring | Carpet |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,125 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Carport |
| Garage Area | 210 sqft |
| Carport | Carport |
| Carport Area | 210 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 828 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 410 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 157 BOWIE ST |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HERING HTS LOT 12 BLOCK 2 ACRES .1865 |
| Legal Subdivision | HERING HTS |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 3902 |
157 Bowie St is owned and occupied by two individuals who acquired it in December 2022.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 BOWIE ST, MCGREGOR, TX 76657-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC |
| Apr 4, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2007 |
| Deed Sale | Feb 5, 2007 |
| Deed Document Number | 20074257 |
| Last Transfer Date | Dec 9, 2022 |
| Transfer Doc | 0000047056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 157 BOWIE ST, MCGREGOR, TX 76657-1007 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 157 BOWIE ST, MCGREGOR, TX 76657-1007 |
| Document Number | 0000005309 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026005309 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92122 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 4, 2018 |
| Property Address | 157 BOWIE ST, MC GREGOR, TX 76657-1007 |
| Document Number | 0000010643 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 10643 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4216 OLD CAUFIELD RANCH RD MC GREGOR TX 766573900, MC GREGOR, TX 76657-3900 |
The 2025 property tax bill for 157 Bowie St was $948 with exemptions applied, up 13.7% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | McGregor City |
| Unified School District | McGregor Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,625 (+1.5%) Land $19,581 Building $105,044 | $124,625 (-0.68%) Land $19,581 Building $105,044 | |
| 2025 | $948.00 (+13.67%) Homeowner's exemption Senior Citizen's exemption | $122,785 | $125,480 Land $17,790 Building $107,690 |
| 2024 | $834.00 | ||
| 2023 | $118,550 Land $17,790 Building $100,760 | $118,550 Land $17,790 Building $100,760 | |
| 2022 | $749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Bowie St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Bowie St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCGREGOR serves 6,037 people · EPA ID TX1550004 |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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