157 Berry St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 157 Berry St, Spruce Pine, NC 28777

Property Summary

Property TypeMobile Home
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Sep 2026)
Tax Bill$761 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Dec 2017 Transfer
Flood ZoneZone X (minimal risk)
APN0799-06-48-2319

Property Details

APN / Parcel Number

Primary APN0799-06-48-2319
Alternative APNs
  • 555781187
  • 555785784

Exterior

Architectural StyleMobile Home
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Account Number555785784
Street Address157 BERRY ST
CitySPRUCE PINE
StateNC
Zip28777-3014
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionMAP 11 BLK 4
Legal Block4
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group3
Census Block3012
Census Tract950300

Owner

157 Berry St, a mobile home, is owned and occupied by an individual who bought it in September 2026.

Source: Mitchell County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address157 BERRY ST, SPRUCE PINE, NC 28777-3014
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Dec 28, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2026 · Amount on File
Deed SaleSep 14, 2026 · Amount on File
Prior SaleMar 14, 2025 · Amount on File
Deed Document Number20261617
Deed Book / Page693 / 858
Prior Transfer DateNov 30, 2017
Prior Transfer Doc587/214
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateSep 14, 2026
Property Address157 BERRY ST, SPRUCE PINE, NC 28777-3014
Document Number0000001617
Book / Page693 / 858
Instrument DateSep 10, 2026
Instrument20261617
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$42,420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 BERRY ST, SPRUCE PINE, NC 28777-3014

Mortgage

Document Number0000001618,
DateSep 14, 2026
Instrument20261618
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000001619,
DateSep 14, 2026
Book Page693/876
Instrument20261619
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 1, 2036
Interest
Max Rate-1%

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMITCHELL NC
Recording DateDec 28, 2017
Property Address157 BERRY ST, SPRUCE PINE, NC 28777-3014
Document Number587/214
Book / Page587 / 214
Instrument DateNov 30, 2017
Instrument2017002472
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address39 HICKEY ST, 39, SPRUCE PINE, NC 28777-8936

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 BERRY ST, SPRUCE PINE, NC 28777-8935
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 157 Berry St was $761, up 611.2% from the year before.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$761.00 (+611.21%)$136,000 (+608.33%) Land $18,400 Building $117,600
2025$107.00$19,200 Land $18,400 Building $800
2023$152.00$19,200 Land $18,400 Building $800$19,200 Land $18,400 Building $800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 157 Berry St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1983–1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Berry St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRUCE PINE
serves 5,661 people · EPA ID NC0161010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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