157 Bay Circle Dr, Loris, SC 29569 Property Records

Horry County property record for 157 Bay Circle Dr, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2025
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (May 2025)
Tax Bill	$321 (2024)
Deeds & Mortgages	May 2025 Sale Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`176-12-02-0034`

Property Details

APN / Parcel Number

Primary APN	`176-12-02-0034`
Alternative APN	`0480302009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	157 BAY CIRCLE DR
City	LORIS
State	SC
Zip	29569-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HWY 701;
Legal Subdivision	HWY 701
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	2
Census Block	2019
Census Tract	20202

Owner

157 Bay Circle Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Horry County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 BAY CIRCLE DR, LORIS, SC 29569-2549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Warranty Deed, Transfer
Dec 15, 2023	Warranty Deed, Transfer
Aug 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Dec 15, 2023 · Amount on File
Deed Document Number	202552674
Deed Book / Page	4944 / 2829
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	0044563132
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	May 15, 2025
Property Address	157 BAY CIRCLE DR, LORIS, SC 29569-2549
Document Number	0049442829
Book / Page	4944 / 2829
Instrument Date	May 15, 2025
Instrument	2025000052674
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$10.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 BAY CIRCLE DR, LORIS, SC 29569-2549

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Dec 15, 2023
Property Address	157 BAY CIRCLE DR, LORIS, SC 29569-2549
Document Number	0047552795
Book / Page	4755 / 2795
Instrument Date	Dec 15, 2023
Instrument	2023000137385
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 BAY CIRCLE DR, LORIS, SC 29569-2549

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Aug 25, 2021
Property Address	157 BAY CIRCLE DR, LORIS, SC 29569-2549
Document Number	0044563132
Book / Page	4456 / 3132
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3395 DAISY RD, LORIS, SC 29569-6246

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$26,194 (-) Land $26,194
2024	$321.00 (-20.35%)	$1,572 (+66.7%) Land $1,572	$26,194 (+66.63%) Land $26,194
2023	$403.00	$943 Land $943	$15,720 Land $15,720
2021	$217.00	$943 Land $943	$15,720 Land $15,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 157 Bay Circle Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (2015–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Bay Circle Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORIS serves 4,350 people · EPA ID SC2610010
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Circle Dr

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