157 Bannock St, Sterling, CO 80751 Property Records

Logan County property record for 157 Bannock St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,210 sqft · built 1956
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Aug 2021)
Tax Bill	$1,104 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`38052528206013`

Property Details

APN / Parcel Number

Primary APN	`38052528206013`
Alternative APN	`4557000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,210 sqft Heated Area
1st Floor Area	1,210 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	381 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	4557000
Street Address	157 BANNOCK ST
City	STERLING
State	CO
Zip	80751-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 23 CHARMONY ADDN 5TH FILING STERLING
Legal Range	52W
Legal Township	08N
Legal Section	28
Legal Subdivision	CHARMONY ADD
Legal Block	23
Legal Lot Number	13
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1037
Census Tract	966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 BANNOCK ST, STERLING, CO 80751-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF CORONADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	2021757007
Deed Book / Page	1045 / 196
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 30, 2021
Property Address	157 BANNOCK ST, STERLING, CO 80751-2308
Document Number	0000757007
Book / Page	1045 / 196
Instrument Date	Aug 27, 2021
Instrument	757007
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	HOMESTEAD TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$19.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 BANNOCK ST, STERLING, CO 80751-2308

Mortgage

Document Number	0000757008
Date	Aug 30, 2021
Instrument	757008

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000757009
Date	Aug 30, 2021
Book Page	1045/198
Instrument	757009

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 10, 2019
Property Address	157 BANNOCK ST, STERLING, CO 80751-2308
Document Number	0000745004
Book / Page	001033 / 000187
Instrument Date	Jun 10, 2019
Instrument	745004
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 BANNOCK ST STERLING CO 807512308, STERLING, CO 80751-2308

Mortgage

Document Number	745005
Date	Jun 10, 2019
Book Page	001033/000188
Instrument	745005

Lender

Name	BANK OF CORONADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,104.00 (+70.11%)	$13,174 (-91.49%)	$210,786 (+36.11%) Land $25,600 Building $185,186
2023	$649.00 (-26.75%)	$154,870 (+1,339.31%) Land $22,080 Building $132,790	$154,870 (-) Land $22,080 Building $132,790
2022	$886.00	$10,760 Land $1,530 Building $9,230	$154,870 Land $22,080 Building $132,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1997–2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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