157 Ackerman St E, Monmouth, OR 97361 Property Records

Polk County property record for 157 Ackerman St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,276 sqft · built 1961
Lot Size	0.168 acres (7,300 sqft)
Owner	Individual Name on Record
Last Sale	$216,500 (Oct 2018)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08430-CB-01302`

Property Details

APN / Parcel Number

Primary APN	`08430-CB-01302`
Alternative APN	`192606`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,276 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,300 sqft (0.168 acres)
Garage Area	404 sqft
Parking Spaces	4 Parking Spaces
Patio Area	380 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	192606
Street Address	157 ACKERMAN ST E
City	MONMOUTH
State	OR
Zip	97361-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Subdivision	BENTLEYS ADDITION TO MONMOUTH
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2030
Census Tract	20304

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 ACKERMAN ST E, MONMOUTH, OR 97361-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit OREGON STATE CU
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 3, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Document Number	201811677
Prior Transfer Date	Apr 24, 2008
Prior Transfer Doc	0000009365
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	157 ACKERMAN ST E, MONMOUTH, OR 97361-2215
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011839
Date	Nov 2, 2022
Instrument	2022-011839

Lender

Name	OREGON STATE CU
Type	Credit Union
Address	CORVALLIS, OR 97339

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	157 ACKERMAN ST E, MONMOUTH, OR 97361-2215
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002421
Date	Feb 23, 2022
Instrument	2022-002421

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	157 ACKERMAN ST E, MONMOUTH, OR 97361-2215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006024
Date	May 19, 2017
Instrument	2017-006024

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 3, 2018
Property Address	157 ACKERMAN ST E, MONMOUTH, OR 97361-2215
Document Number	0000011677
Instrument Date	Oct 2, 2018
Instrument	2018-011677
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 ACKERMAN ST E, MONMOUTH, OR 97361-2215

Mortgage

Document Number	0000011678
Date	Oct 3, 2018
Instrument	2018-011678

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,630 (+3%) Land $50,390 Building $119,240	$335,410 (+1.34%) Land $150,000 Building $185,410
2025	$2,819.00 (+3.83%)	$164,690 (+3%) Land $48,920 Building $115,770	$330,960 (+1.6%) Land $141,500 Building $189,460
2024	$2,715.00 (-4%)	$159,900 (+3%) Land $47,500 Building $112,400	$325,750 (-0.56%) Land $132,200 Building $193,550
2023	$2,828.00 (+11.12%)	$155,250 (+3%) Land $46,110 Building $109,140	$327,570 (+6.01%) Land $132,200 Building $195,370
2022	$2,545.00	$150,730 Land $44,770 Building $105,960	$308,990 Land $123,750 Building $185,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, T-Mobile.

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