15695 Gray Pine Rd, Lower Lake, CA 95457 Property Records

Lake County property record for 15695 Gray Pine Rd, Lower Lake, CA 95457

Property Summary

Property Type	Campground, RV Park
Details	3 bd · 2 ba · 2,400 sqft · built 2003
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,147 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2018 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`136-031-280-000`

Property Details

APN / Parcel Number

Primary APN	`136-031-280-000`
Alternative APN	`136-031-28`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,400 sqft Gross Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Lot Area	216,058 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	136-031-28
Street Address	15695 GRAY PINE RD
City	MIDDLETOWN
State	CA
Zip	95461
Property Category	Commercial
Property Type	Commercial > Retail > Campground, RV Park
Local Zoning Code	RR
Legal Subdivision	UNINCORPORATED
Legal Block	2
Jurisdiction	LAKE CA
Township / Civil Division	LOWER LAKE
Census Block Group	2
Census Block	2008
Census Tract	1200

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15695 GRAY PINE RD, LOWER LAKE, CA 95457-9407
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2018	Grant Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC
Sep 5, 2017	Warranty Deed, Foreclosure LAWYERS TITLE
Aug 11, 2017	Grant Deed, Foreclosure LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021
Deed Sale	Jul 21, 2021
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	202112138
Prior Transfer Date	Jun 9, 2021
Prior Transfer Doc	0000012138
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Jul 21, 2021
Property Address	15695 GRAY PINE RD, LOWER LAKE, CA 95457-9407
Document Number	0000012138
Map Reference	MB 2 PG 30
Instrument Date	Jun 9, 2021
Instrument	2021012138
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	CTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15695 GRAY PINE RD, LOWER LAKE, CA 95457-9407

Mortgage

Document Number	0000012139
Date	Jul 21, 2021
Instrument	2021012139

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jan 23, 2018
Property Address	15695 GRAY PINE RD, LOWER LAKE, CA 95457-9407
Document Number	0000000723
Map Reference	MB2 PG30
Instrument Date	Jan 18, 2018
Instrument	2018000723
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20796 JERUSALEM GRADE, LOWER LAKE, CA 95457-9505

Mortgage

Document Number	0000000724
Date	Jan 23, 2018
Instrument	2018000724

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

September 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	LAKE CA
Recording Date	Sep 5, 2017
Property Address	15695 GRAY PINE RD, LOWER LAKE, CA 95457-9407
Document Number	0000011782
Instrument Date	Aug 25, 2017
Instrument	11782
Transaction Type	Foreclosure
Record Updated	Apr 18, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042
Investor	Possibly a Property Investor

August 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Aug 11, 2017
Property Address	15695 GRAY PINE RD, LOWER LAKE, CA 95457-9407
Document Number	0000010597
Instrument Date	Aug 9, 2017
Instrument	10597
Transaction Type	Foreclosure
Record Updated	Sep 21, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$314.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18000 STUDEBAKER RD #200 CERRITOS CA 907032680, 200, CERRITOS, CA 90703-2680
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,147.00 (+2.37%)	$346,428 (+2%) Land $163,639 Building $182,789
2025	$4,051.00 (+2.43%)	$339,636 (+4.04%) Land $160,431 Building $179,205
2023	$3,955.00 (+5.33%)	$326,450 Land $154,202 Building $172,248
2022	$3,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.5% of the US · above 87% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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