15692 E Otero Cir, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 15692 E Otero Cir, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,385 sqft · built 2018
Owner	2 Individual Names on File
Last Sale	$547,105 (Jan 2019)
Tax Bill	$5,727 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2073-32-3-14-092`

Property Details

APN / Parcel Number

Primary APN	`2073-32-3-14-092`
Alternative APNs	`035213048` `35213048` `213048`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,385 sqft Living Area
Gross Area	4,162 sqft
1st Floor Area	1,139 sqft
2nd Floor Area	1,241 sqft
Basement Area	1,139 sqft
Finished Basement	1,005 sqft
Unfinished Basement	134 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	163 sqft
Patio Area	473 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035213048
Street Address	15692 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80112-4775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSHIP T5S MAPPLATB 492 MAPPLATP 18 SUBDIVISIONCD 062445 SUBDIVISIONNAME TRAILS EDGE BLOCK 001 LOT 092 LOT 92 BLK 1 TRAILS EDGE
Legal Subdivision	TRAILS EDGE
Legal Block	2
Legal Lot Number	92
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2024
Census Tract	6863

Owner

15692 E Otero Cir is owned by two individuals who bought it in January 2019.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5881 TESORO PT, PARKER, CO 80134-6262
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE FINANCIAL INC
Jan 28, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FORTUNE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Deed Document Number	20197717
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15692 E OTERO CIR, CENTENNIAL, CO 80112-4775
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1019004
Date	Feb 3, 2021
Instrument	E1019004

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15692 E OTERO CIR, CENTENNIAL, CO 80112-4775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9061634
Date	Jun 26, 2019
Instrument	D9061634

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MINISINK HILLS, PA 18341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15692 E OTERO CIR, CENTENNIAL, CO 80112-4775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0004407
Date	Jan 10, 2020
Instrument	E0004407

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15692 E OTERO CIR, CENTENNIAL, CO 80112-4775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0095170
Date	Jul 28, 2020
Instrument	E0095170

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jan 28, 2019
Property Address	15692 E OTERO CIR, CENTENNIAL, CO 80112-4775
Document Number	00D9007717
Instrument Date	Jan 24, 2019
Instrument	D9007717
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	ENTERPRISE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15692 E OTERO CIR, CENTENNIAL, CO 80112-4775

Mortgage

Document Number	00D9007718
Date	Jan 28, 2019
Instrument	D9007718

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15692 E Otero Cir was $5,727, up 2.5% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,954 (-1.41%)	$745,800 (-) Land $190,000 Building $555,800
2025	$5,727.00 (+2.45%)	$46,613	$745,800 Land $190,000 Building $555,800
2024	$5,590.00
2023		$53,532 (+32.28%)	$791,300 (+35.89%) Land $190,000 Building $601,300
2022		$40,470	$582,300 Land $135,000 Building $447,300
2021	$4,568.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15692 E Otero Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15692 E Otero Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARAPAHOE CNTY WWWA private · serves 31,000 people · EPA ID CO0203002
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100

May also be available: Aerux Broadband, Verizon.

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