August 2023: Grant Deed, Subdivision Related Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Aug 29, 2023
Property Address
15692 DAVIS CUP LN, RAMONA, CA 92065-4943
Document Number
0000234892
Map Reference
MAP 8538
Instrument Date
Jul 18, 2023
Instrument
2023-0234892
Transaction Type
Subdivision Related Transfer
Record Updated
Sep 8, 2023
Title Company
USA NTC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
15692 DAVIS CUP LN, RAMONA, CA 92065-4943
Mortgage
Document Number
0000234893
Date
Aug 29, 2023
Instrument
2023-0234893
Lender
Name
CARDINAL FINANCIAL COMPANY LP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2053
Mortgage
Document Number
0000252076
Date
Sep 15, 2023
Instrument
2023-0252076
Lender
Name
COUNTY OF SAN DIEGO HOUSING AND COMMUNIT
Type
Government Agency
Address
SAN DIEGO, CA 92123
Agreement
Type
Second Mortgage (Down Payment)
Amount
Amount on Record
April 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
15692 DAVIS CUP LN, RAMONA, CA 92065-4943
Transaction Type
Mortgage
Record Updated
Apr 13, 2023
Title Company
TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
500 LA TERRAZA BLVD 150, 150, ESCONDIDO, CA 92025-3876
Mortgage
Document Number
0000083724
Date
Apr 3, 2023
Instrument
2023-0083724
Lender
Name
KEVIN MCCOSKER
Type
Private Party
Address
4721 ANDALUSIA AVE, SAN DIEGO, CA 92117
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
October 2022: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Oct 26, 2022
Property Address
15692 DAVIS CUP LN, RAMONA, CA 92065-4943
Document Number
0000411479
Map Reference
MAP 8538
Instrument Date
Sep 19, 2022
Instrument
2022-0411479
Transaction Type
Transfer
Record Updated
Nov 3, 2022
Title Company
USA NATIONAL TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Notice of Default
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
500 LA TERRAZA BLVD STE 150, 150, ESCONDIDO, CA 92025-3876
Investor
Possibly a Property Investor
Mortgage
Document Number
0000411480
Date
Oct 26, 2022
Instrument
2022-0411480
Lender
Name
EASY STREET CAPITLA CA LLC
Type
Non-Lending Institution
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
13 Months
Due
Nov 1, 2023
Tax Assessment & Valuation
The 2025 property tax bill for 15692 Davis Cup Ln was $6,234 with a homeowner's exemption, up 1.8% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Ramona City Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$508,753 (+2%)Land $175,425Building $333,328
2025
$6,234.00 (+1.76%)Homeowner's exemption
$498,779Land $171,986Building $326,793
2024
$6,126.00 (+46.21%)
2023
$4,190.00 (+48.42%)
$318,000Land $109,651Building $208,349
2022
$2,823.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 15692 Davis Cup Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
3 (2010–2015)
Claims Outside the SFHA
3 of 3
Most Recent Claim
Jul 2015 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 15692 Davis Cup Ln is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 91% of the US · above 74% of California
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2022
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area