1569 River Rd, Spencer, IN 47460 Property Records

Owen County property record for 1569 River Rd, Spencer, IN 47460

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,120 sqft · built 1973
Lot Size	11.7 acres (511,830 sqft)
Owner	Trust Name on File
Tax Bill	$934 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`60-10-27-200-140.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-27-200-140.000-027`
Alternative APN	`00001026689`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	511,830 sqft (11.7 acres)
Terrain	High
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001026689
Street Address	1569 RIVER RD
City	SPENCER
State	IN
Zip	47460-6709
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	IN NW NW S27 T10 R3 11.75A
Legal Range	3
Legal Township	10
Legal Section	27
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1051
Census Tract	955800

Owner

1569 River Rd, a rural home, is owner-occupied and held in a trust since May 2026.

Source: Owen County records, as of June 30, 2026

Owner of Record	Trust Name on File
Mailing Address	3568 E SADDLEBROOK LN, BLOOMINGTON, IN 47401-8517
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Personal Representative Deed, Transfer FIRST AMERICAN TITLE
May 11, 2026	Personal Representative Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026
Deed Sale	May 11, 2026
Deed Document Number	2026243600
Record Updated	Sep 20, 2026

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OWEN IN
Recording Date	May 11, 2026
Property Address	1569 RIVER RD, SPENCER, IN 47460-6709
Document Number	0000243600
Instrument Date	May 6, 2026
Instrument	2026.243600
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3568 E SADDLEBROOK LN, BLOOMINGTON, IN 47401-8517

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OWEN IN
Recording Date	May 11, 2026
Property Address	1569 RIVER RD, SPENCER, IN 47460-6709
Document Number	0000243600
Instrument Date	May 6, 2026
Instrument	2026243600
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3568 E SADDLEBROOK LN, BLOOMINGTON, IN 47401-8517

Tax Assessment & Valuation

The 2025 property tax bill for 1569 River Rd was $934 with a homeowner's exemption, up 8.9% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$934.00 (+8.86%) Homeowner's exemption	$172,300 Land $32,700 Building $139,600	$172,300 Land $32,700 Building $139,600
2024	$858.00 (-1.94%)
2023	$875.00 (-2.13%)	$140,800 Land $27,400 Building $113,400	$140,800 Land $27,400 Building $113,400
2022	$894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1569 River Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (2003–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1569 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures