15688 Gardner Rd, Galien, MI 49113 Property Records

Berrien County property record for 15688 Gardner Rd, Galien, MI 49113

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1955
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Nov 2012)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-0026-0004-01-0`

Property Details

APN / Parcel Number

Primary APN	`22-0026-0004-01-0`
Alternative APN	`11-22-0026-0004-01-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	65,340 sqft (1.5 acres)
Garage Area	1,608 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15688 GARDNER RD
City	GALIEN
State	MI
Zip	49113-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	59600
Legal Description	COM AT E1/4 PST SEC 26 T7S R19W TH W 300' TH N 217' TH E 300' TH S ON C/L RD TO BEG
Legal Range	19W
Legal Township	07S
Legal Section	26
Jurisdiction	BERRIEN MI
Township / Civil Division	WEESAW
Census Block Group	2
Census Block	2025
Census Tract	11600

Owner

15688 Gardner Rd is owned and occupied by two individuals who acquired it in December 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15688 GARDNER RD, GALIEN, MI 49113-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jan 16, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2012 · Amount on File
Deed Sale	Nov 21, 2012 · Amount on File
Prior Sale	Sep 18, 1995 · Amount on File
Deed Book / Page	3016 / 3045
Last Transfer Date	Dec 23, 2025
Transfer Doc	03468/2741
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	15688 GARDNER RD, GALIEN, MI 49113-9759
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03197/2796
Date	Feb 22, 2018
Book Page	3197/2796

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	15688 GARDNER RD, GALIEN, MI 49113-9759
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03396/1222
Date	Jan 5, 2023
Book Page	3396/1222
Instrument	2023370582

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	110 Months
Due	Mar 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 16, 2026
Property Address	15688 GARDNER RD, GALIEN, MI 49113-9759
Document Number	03468/2741
Book / Page	3468 / 2741
Instrument Date	Dec 23, 2025
Instrument	2026450147
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, FAT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15688 GARDNER RD, GALIEN, MI 49113-9759

Mortgage

Document Number	0034682743
Date	Jan 16, 2026
Instrument	3468/2743

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 15688 Gardner Rd was $1,687, up 6.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Weesaw Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,600 (+9.71%)	$253,200 (+9.71%)
2025	$1,687.00 (+6.37%) Homeowner's exemption	$115,400	$230,800
2024	$1,586.00
2023		$89,700	$179,400
2022	$1,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15688 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15688 Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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