15686 Drake St, Southgate, MI 48195 Property Records

Wayne County property record for 15686 Drake St, Southgate, MI 48195

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 990 sqft · built 1954
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Oct 2020)
Tax Bill	$4,402 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53 021 04 0323 000`

Property Details

APN / Parcel Number

Primary APN	`53 021 04 0323 000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	117 ft deep x 49 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15686 DRAKE ST
City	SOUTHGATE
State	MI
Zip	48195-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B SINGL
Legal Description	36F323 324A LOT 323 AND THE N 2 FT OF LOT 324 LEEMON AND ROSENHAUS SUB T3S R10E L73 P72, 73 WCR
Legal Subdivision	LEEMON AND ROSENHAUS
Legal Lot Number	323-324
Jurisdiction	WAYNE MI
Township / Civil Division	SOUTHGATE
Census Block Group	3
Census Block	3006
Census Tract	582100

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15686 DRAKE ST, SOUTHGATE, MI 48195-3250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	2020293391
Deed Book / Page	56113 / 1109
Prior Transfer Date	Nov 2, 2017
Prior Transfer Doc	0540821243
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 9, 2020
Property Address	15686 DRAKE ST, SOUTHGATE, MI 48195-3250
Document Number	0561131109
Book / Page	56113 / 1109
Map Reference	LB 73 PG 72
Instrument Date	Oct 7, 2020
Instrument	2020293391
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15686 DRAKE ST, 15686, SOUTHGATE, MI 48195-3250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15686 DRAKE ST, NEWPORT, MI 48166

Mortgage

Document Number	561131093
Date	Oct 9, 2020
Instrument	56113/1093

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 31, 2018
Property Address	15686 DRAKE ST, SOUTHGATE, MI 48195-3250
Document Number	0545361026
Book / Page	54536 / 1026
Map Reference	LI73 PG72&73
Instrument Date	Jul 17, 2018
Instrument	2018234078
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5641 SCHAEFER RD, 5641, DEARBORN, MI 48126-2252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15686 DRAKE ST, SOUTHGATE, MI 48195-3250

Mortgage

Document Number	2018234079
Date	Jul 31, 2018
Instrument	2018234079

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 27, 2017
Property Address	15686 DRAKE ST, SOUTHGATE, MI 48195-3250
Document Number	0540821243
Book / Page	054082 / 001243
Instrument Date	Nov 2, 2017
Instrument	367700
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$683.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5641 SCHAEFER RD DEARBORN MI 481262252, DEARBORN, MI 48126-2252

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Southgate City
Unified School District	Southgate Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,400 (+24.54%)	$190,800 (+24.54%)
2025	$4,402.00
2023		$76,600	$153,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE serves 30,047 people · EPA ID MI0006170
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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