Mille Lacs County property record for 15685 Central Ave, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,320 sqft · built 1989 |
| Lot Size | 2.57 acres (111,949 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jun 2020) |
| Tax Bill | $3,122 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-024-1200 |
| Primary APN | 11-024-1200 |
|---|
| Building Area | 1,320 sqft Living Area |
|---|---|
| Basement Area | 120 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 111,949 sqft (2.57 acres) |
| Garage Type | Mixed |
| Garage Area | 1,140 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 180 sqft |
| Street Address | 15685 CENTRAL AVE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT 50 FT W OF NE COR OF SW OF NW, S ALONG HY 169 A DIST OF 490 FT |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 24 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15685 CENTRAL AVE, MILACA, MN 56353-3761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT |
| Jun 12, 2020 | Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Jul 31, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on Record |
| Deed Sale | Jun 12, 2020 · Amount on Record |
| Deed Document Number | 2020417579 |
| Prior Transfer Date | May 5, 2020 |
| Prior Transfer Doc | A417577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 15685 CENTRAL AVE, MILACA, MN 56353-3761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A429406 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | A429406 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 12, 2020 |
| Property Address | 15685 CENTRAL AVE, MILACA, MN 56353-3761 |
| Document Number | A417579 |
| Instrument Date | Jun 3, 2020 |
| Instrument | A417579 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15685 CENTRAL AVE, MILACA, MN 56353-3761 |
| Document Number | 000A417580 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | A417580 |
| Name | AMERICAN MTG & EQUITY CONSULT |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 12, 2020 |
| Property Address | 15685 CENTRAL AVE, MILACA, MN 56353-3761 |
| Document Number | A417577 |
| Instrument Date | May 5, 2020 |
| Instrument | A417577 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15685 CENTRAL AVE, MILACA, MN 56353-3761 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 31, 2018 |
| Property Address | 15685 CENTRAL AVE, MILACA, MN 56353-3761 |
| Document Number | A407324 |
| Instrument Date | Jul 31, 2018 |
| Instrument | A407324 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15685 CENTRAL AVE, MILACA, MN 56353-3761 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milaca Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,122.00 (-4.29%) | $351,000 (+11.53%) Land $89,700 Building $261,300 | $351,000 (+11.53%) Land $89,700 Building $261,300 |
| 2025 | $314,700 (-13.4%) Land $82,600 Building $232,100 | $314,700 (-13.4%) Land $82,600 Building $232,100 | |
| 2023 | $3,262.00 | $363,400 Land $72,900 Building $290,500 | $363,400 Land $72,900 Building $290,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
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