15684 Rd J, Cortez, CO 81321 Property Records

Montezuma County property record for 15684 Rd J, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1933
Lot Size	86.4 acres (3,765,762 sqft)
Owner	Individual Name on Record
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R011104`

Property Details

APN / Parcel Number

Primary APN	`R011104`
Alternative APN	`561331100005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	948 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	3,765,762 sqft (86.4 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Account Number	R011104
Street Address	15684 ROAD J
City	CORTEZ
State	CO
Zip	81321-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/R 35+
Legal Description	SECTION: 31 TOWNSHIP: 36 RANGE: 17 SE1/4NE1/4; E1/2NW1/4NE1/4; E1/2SW1/4NE1/4; 86.45AC E/2NW/4NE/4, SE/4NE/4 & E/2SW/4NE/4
Legal Range	17W
Legal Township	36N
Legal Section	31
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2044
Census Tract	969200

Owner

Source: Montezuma County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	722 BOWEN ST, LONGMONT, CO 80501-4414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Special Warranty Deed, Transfer · Line of Credit AMERICAN AGCREDIT ACA
Oct 6, 2022	Quit Claim Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 6, 2022
Transfer Doc	0000647786
Record Updated	Sep 20, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 6, 2022
Property Address	15684 ROAD J, CORTEZ, CO 81321-9642
Document Number	0000647785
Instrument Date	Oct 6, 2022
Instrument	647785
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	722 BOWEN ST, LONGMONT, CO 80501-4414

Mortgage

Document Number	0000647787
Date	Oct 6, 2022
Instrument	647787

Lender

Name	AMERICAN AGCREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 6, 2022
Property Address	15684 ROAD J, CORTEZ, CO 81321-9642
Document Number	0000647786
Instrument Date	Oct 6, 2022
Instrument	647786
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	722 BOWEN ST, GAINESVILLE, GA 30501

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,117.00 (+4.07%)	$61,700 (+5.63%) Land $55,740 Building $5,960	$775,118 (+5.63%) Land $700,245 Building $74,873
2024	$2,995.00 (+9.87%)	$58,412 (-6.97%) Land $51,853 Building $6,559	$733,817 (-6.97%) Land $651,421 Building $82,396
2023	$2,726.00 (+42.05%)	$62,790 (+57.78%) Land $55,740 Building $7,050	$788,817 (+57.77%) Land $700,245 Building $88,572
2022	$1,919.00	$39,797 Land $34,558 Building $5,239	$499,972 Land $434,152 Building $65,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nimbus Solutions Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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