1568 Waters Edge Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 1568 Waters Edge Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,333 sqft · built 2023
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,175 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11 57B 1 28`

Property Details

APN / Parcel Number

Primary APN	`11 57B 1 28`
Alternative APN	`173560`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,333 sqft Heated Area
Gross Area	6,517 sqft
1st Floor Area	2,514 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	74,488 sqft (1.71 acres)
Garage Type	Finished
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173560
Street Address	1568 WATERS EDGE DR
City	GRANITE FALLS
State	NC
Zip	28630-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2044 PG 634 YR 2021 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1036
Census Tract	31401

Owner

Source: Caldwell County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1568 WATERS EDGE DR, GRANITE FALLS, NC 28630-9499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage TAYLORSVILLE SAVINGS BANK SSB
Dec 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1568 WATERS EDGE DR, GRANITE FALLS, NC 28630-9499
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 DRY PONDS RD, GRANITE FALLS, NC 28630-8565

Mortgage

Document Number	0020911272
Date	Aug 28, 2023
Book Page	2091/1272
Instrument	10087886

Lender

Name	TAYLORSVILLE SAVINGS BANK SSB
Type	Bank
Address	HICKORY, NC 28603

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Dec 30, 2021
Property Address	1568 WATERS EDGE DR, GRANITE FALLS, NC 28630-9499
Document Number	0020440634
Book / Page	2044 / 634
Map Reference	MB 37 PG 118
Instrument Date	Dec 17, 2021
Instrument	10066957
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 DRY PONDS RD, GRANITE FALLS, NC 28630-8565

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$910,800 (-) Land $30,000 Building $880,800
2025	$6,175.00 (+2,37%)	$910,800 (+2,711.11%) Land $30,000 Building $880,800	$910,800 (+2,711.11%) Land $30,000 Building $880,800
2023		$32,400 (-) Land $32,400	$32,400 (-) Land $32,400
2022	$250.00	$32,400 Land $32,400	$32,400 Land $32,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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