Citrus County property record for 1568 W Union St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,922 sqft · built 1994 |
| Lot Size | 1.03 acres (44,906 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,400 (Dec 2016) |
| Tax Bill | $27 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00730-0020 |
| Primary APN | 19E-18S-18-0110-00730-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| Gross Area | 2,741 sqft |
| 1st Floor Area | 1,922 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Frame/Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 44,906 sqft (1.03 acres) |
| Lot Dimensions | 218 ft deep x 202 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 266 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 403 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2308532 |
|---|---|
| Street Address | 1568 W UNION ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LT 2 BLK 73 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 35 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 73 |
| Legal Lot Number | 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 450704 |
1568 W Union St is owned and occupied by two individuals who bought it in December 2016.
Source: Citrus County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1568 W UNION ST, HERNANDO, FL 34442-3265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2016 · Amount on File |
| Deed Sale | Dec 27, 2016 · Amount on File |
| Prior Sale | Sep 1, 1993 · Amount on File |
| Deed Document Number | 201658655 |
| Deed Book / Page | 2801 / 2027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 1, 2026 |
| Property Address | 1568 W UNION ST, HERNANDO, FL 34442-3265 |
| Document Number | 0000059092 |
| Book / Page | 3712 / 475 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202659092 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1568 W UNION ST, HERNANDO, FL 34442-3265 |
| Document Number | 0000059092, |
|---|---|
| Date | Oct 1, 2026 |
| Book Page | 3712/475 |
| Instrument | 202659092 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 1568 W Union St was $27 with a veteran's exemption, down 98.8% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27.00 (-98.81%) Veteran's exemption | $193,905 (-39.47%) | $311,088 (-2.9%) Land $31,000 Building $280,088 |
| 2024 | $2,277.00 (+2.75%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $320,364 (-0.16%) Land $29,500 Building $290,864 | $320,364 (-0.16%) Land $29,500 Building $290,864 |
| 2023 | $2,216.00 (+7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $320,867 (+21.54%) Land $25,500 Building $295,367 | $320,867 (+21.54%) Land $25,500 Building $295,367 |
| 2022 | $2,071.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $264,003 Land $17,250 Building $246,753 | $264,003 Land $17,250 Building $246,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1568 W Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1568 W Union St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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