1568 W Union St, Hernando, FL 34442 Property Records

Citrus County property record for 1568 W Union St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,922 sqft · built 1994
Lot Size1.03 acres (44,906 sqft)
Owner2 Individual Names on File
Last Sale$163,400 (Dec 2016)
Tax Bill$27 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00730-0020

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00730-0020
Alternative APNs
  • 1818S19E0110007300020
  • 2308532

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,922 sqft Living Area
Gross Area2,741 sqft
1st Floor Area1,922 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2004
Exterior MaterialFrame/Wood Siding
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area44,906 sqft (1.03 acres)
Lot Dimensions218 ft deep x 202 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces7 Parking Spaces
Pool Area266 sqft
PorchFinished/Screened Porch
Porch Area403 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2308532
Street Address1568 W UNION ST
CityHERNANDO
StateFL
Zip34442-3265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LT 2 BLK 73
Legal Range18E
Legal Township18S
Legal Section35
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block73
Legal Lot Number2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1026
Census Tract450704

Owner

1568 W Union St is owned and occupied by two individuals who bought it in December 2016.

Source: Citrus County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1568 W UNION ST, HERNANDO, FL 34442-3265
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2016 · Amount on File
Deed SaleDec 27, 2016 · Amount on File
Prior SaleSep 1, 1993 · Amount on File
Deed Document Number201658655
Deed Book / Page2801 / 2027
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateOct 1, 2026
Property Address1568 W UNION ST, HERNANDO, FL 34442-3265
Document Number0000059092
Book / Page3712 / 475
Instrument DateSep 25, 2026
Instrument202659092
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1568 W UNION ST, HERNANDO, FL 34442-3265

Mortgage

Document Number0000059092,
DateOct 1, 2026
Book Page3712/475
Instrument202659092
Lender
NameSUNCOAST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1568 W Union St was $27 with a veteran's exemption, down 98.8% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27.00 (-98.81%) Veteran's exemption$193,905 (-39.47%)$311,088 (-2.9%) Land $31,000 Building $280,088
2024$2,277.00 (+2.75%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$320,364 (-0.16%) Land $29,500 Building $290,864$320,364 (-0.16%) Land $29,500 Building $290,864
2023$2,216.00 (+7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$320,867 (+21.54%) Land $25,500 Building $295,367$320,867 (+21.54%) Land $25,500 Building $295,367
2022$2,071.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$264,003 Land $17,250 Building $246,753$264,003 Land $17,250 Building $246,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1568 W Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1568 W Union St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Union St

Nearby Streets

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