1568 Fraser Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 1568 Fraser Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,594 sqft · built 1978
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,011 (2026)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-020-200-010-04`

Property Details

APN / Parcel Number

Primary APN	`080-020-200-010-04`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,594 sqft Living Area
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	241 ft deep x 104 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1568 FRASER RD
City	KAWKAWLIN
State	MI
Zip	48631-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 104 FT OF S 520 FT OF E 241 FT OF NE 1/4 OF NE 1/4 SEC 20 T15N R4E 9-5-78
Legal Range	04E
Legal Township	15N
Legal Section	20
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	1
Census Block	1035
Census Tract	286102

Owner

Source: Bay County assessment roll, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1568 FRASER RD, KAWKAWLIN, MI 48631-9474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 18, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1568 FRASER RD, KAWKAWLIN, MI 48631-9474
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110006
Date	Jun 3, 2021
Instrument	202110006

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1568 FRASER RD, KAWKAWLIN, MI 48631-9474
Document Number	0000007074
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1568 FRASER RD KAWKAWLIN MI 486319474, KAWKAWLIN, MI 48631-9474

Mortgage

Document Number	0000007074
Date	Jun 1, 2020
Instrument	7074

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,011.00 (+13.04%) Homeowner's exemption	$89,300 (+33.68%)	$178,600 (+33.68%)
2023		$66,800	$133,600
2022	$1,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAWKAWLIN METRO DIST WATER SUP serves 1,480 people · EPA ID MI0003570
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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